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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Percy L. Isgitt

Credit & Debt, Business & Trade, Wills, State Appellate Practice, Litigation

Status: Licensed: 57 Years

CONTACT

9595 Six Pines Dr, Magnolia, TX 77380

Edwin Montague Callender

Credit & Debt, Insurance, Employee Rights, Oil & Gas, Litigation

Status: Licensed: 14 Years

CONTACT

Houston, TX 77205

Felicia Morrine Hubert

Litigation, Business & Trade, Credit & Debt, Personal Injury

Status:

CONTACT

6810 Fm 1960 Rd W, Houston, TX 77069

Gregory Howard Wiley

Bankruptcy, Credit & Debt, Tax, Consumer Bankruptcy, Credit & Debt

Status: Licensed: 22 Years

CONTACT

14090 Fm 2920 Rd, Hufsmith, TX 77377

Susan Cummings Kistler

Consumer Bankruptcy, Administrative Law, Health Care Other, Credit & Debt

Status: Licensed: 45 Years

CONTACT

18106 Hampton Oak Dr, Spring, TX 77379

Joann J. Karn

Personal Injury, Credit & Debt, Criminal, Family Law, Employee Rights

Status: Licensed: 35 Years

CONTACT

18222 Memorial Estates Drive, Spring, TX 77379

Eric Douglas Days

Personal Injury, Credit & Debt, Family Law, Wills, State Appellate Practice

Status: Licensed: 13 Years

CONTACT

515 N Sam Houston Parkway E, Houston, TX 77060

Patrick Lee Hoskins

Bankruptcy, Credit & Debt, Consumer Bankruptcy, Credit & Debt

Status: Licensed: 48 Years

CONTACT

Hufsmith, TX 77377

John Akard

Bankruptcy, Business & Trade, Wills, Credit & Debt

Status:

CONTACT

11111 Mccracken Cir, Cypress, TX 77429

Albert John Holly

Personal Injury, Credit & Debt, Business & Trade, Wills, Litigation

Status: Licensed: 50 Years

CONTACT

7919 Friars Court Ln, Spring, TX 77379

800-814-6700

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LEGAL TERMS

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Spring Credit & Debt Lawyer, Texas, page 4

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Percy L. Isgitt

Edwin Montague Callender

Felicia Morrine Hubert

Gregory Howard Wiley

Susan Cummings Kistler

Joann J. Karn

Eric Douglas Days

Patrick Lee Hoskins

John Akard

Albert John Holly

TIPS

LEGAL TERMS

FRAUDULENT TRANSFER

MEETING OF CREDITORS

CREDITOR

LOSS DAMAGE WAIVER (LDW)

LIABILITY

CHAPTER 7 BANKRUPTCY

TRUTH IN LENDING ACT (TILA)

PRESUMED ABUSE

REDEMPTION

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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