Stonington Credit & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Stonington Credit & Debt lawyer.
Below are all Stonington Bankruptcy & Debt lawyers.

Andrew Steven Erickson

Real Estate, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

132 S Water St, Decatur, IL 62523

Monroe Douglas Mcward

DUI-DWI, Criminal, Bankruptcy, Family Law

Status: In Good Standing Licensed: 40 Years

CONTACT

107 South Washington Street, Taylorville, IL 62568

Yang Li

Commercial Real Estate, Contract, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

1301 E. Mound Road, Decatur, IL 62526

Aaron D. Calvert

Federal Appellate Practice, Misdemeanor, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

221 W Main Cross, Taylorville, IL 62568

Aaron Calvert

Federal Appellate Practice, Misdemeanor, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

221 W Main Cross, Taylorville, IL 62568

Alyssa Colee

Estate Planning, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

132 South Water St, Decatur, IL 62525

Amanda Jordan Wiese

Mediation, Civil Rights, Civil & Human Rights, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

111 E Main St, Decatur, IL 62525

Andrew Douglas Bourey

Estate Planning, Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

225 S Main St, Decatur, IL 62523

Brian Wayne Finney

Federal Appellate Practice, Estate, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

253 E Wood St, Decatur, IL 62523

Brian Finney

Federal Appellate Practice, Estate, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

253 E Wood St, Decatur, IL 62523

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FDCPA

See Fair Debt Collections & Practices Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Stonington Credit & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Andrew Steven Erickson

Monroe Douglas Mcward

Yang Li

Aaron D. Calvert

Aaron Calvert

Alyssa Colee

Amanda Jordan Wiese

Andrew Douglas Bourey

Brian Wayne Finney

Brian Finney

TIPS

LEGAL TERMS

NUISANCE FEES

FDCPA

NONEXEMPT PROPERTY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

BANKRUPTCY TRUSTEE

NO-FAULT INSURANCE

DISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

COLLECTION AGENCY

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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