Wanakena Reorganization Lawyer, New York, page 4

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Seth Buchman

Criminal, Military

Status: In Good Standing Licensed: 41 Years

CONTACT

237 State St, Carthage, NY 13619

James Coffman

General Practice

Status: In Good Standing Licensed: 45 Years

CONTACT

6116 Fox Path, Lowville, NY 13367

Adam Roy Matteson

Child Support, Custody & Visitation, Adoption, Divorce & Family Law

Status: In Good Standing Licensed: 25 Years

CONTACT

7636 N State St, Lowville, NY 13367

Joan E. Mcnichol

Real Estate, Government, Divorce & Family Law

Status: In Good Standing Licensed: 45 Years

CONTACT

7660 N State St, Lowville, NY 13367

Mary M. Iocovozzi

Real Estate, Divorce & Family Law, Civil & Human Rights

Status: In Good Standing Licensed: 42 Years

CONTACT

7660 N State St, Lowville, NY 13367

Keith Alexander Lyndaker

General Practice

Status: In Good Standing Licensed: 40 Years

CONTACT

7659 N State St, Lowville, NY 13367

Ross Vandenbergh

General Practice

Status: Retired Licensed: 55 Years

CONTACT

Rte 28N, Long Lake, NY 12847

Jennifer Mae Scordo

General Practice

Status: In Good Standing Licensed: 12 Years

CONTACT

7660 State Street, Lowville, NY 13367

Richard M. Baumeister

General Practice

Status: Retired Licensed: 46 Years

CONTACT

Inlet, NY 13360

Karen Levan Bergman

General Practice

Status: Inactive Licensed: 23 Years

CONTACT

Harrisville, NY 13648

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Wanakena Reorganization Lawyer, New York, page 4

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Seth Buchman

James Coffman

Adam Roy Matteson

Joan E. Mcnichol

Mary M. Iocovozzi

Keith Alexander Lyndaker

Ross Vandenbergh

Jennifer Mae Scordo

Richard M. Baumeister

Karen Levan Bergman

TIPS

LEGAL TERMS

GRACE PERIOD

COLLATERAL

FAIR LABOR STANDARDS ACT (FLSA)

INFRINGEMENT (OF TRADEMARK)

PRESUMED ABUSE

CREDIT COUNSELING

SETOFF

TRUTH IN LENDING ACT (TILA)

WORKOUT

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