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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Anthony James Kochis

Contract, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

3150 Livernois Rd, Troy, MI 48083

George A. Drosis

Employee Rights, Divorce, Insurance, Collection

Status: In Good Standing

CONTACT

101 W Big Beaver Rd, Troy, MI 48084

Norman D. Orr

Real Estate, Aviation, Contract, Credit & Debt

Status: In Good Standing

CONTACT

201 W Big Beaver Rd, Troy, MI 48084

John Paul Hamameh

Other, Real Estate, Estate, Consumer Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

35057 Lana Ln, Sterling Heights, MI 48312

Martin P. Krall

Dispute Resolution, Government Agencies, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

21 Kercheval Ave, Grosse Pointe, MI 48236

Laura H. Mcmahon Lynch

Contract, Credit & Debt, Election & Political, Trusts

Status: In Good Standing Licensed: 41 Years

CONTACT

252 Lewiston Rd, Grosse Pointe, MI 48236

Jayesh J. Patel

Business, Reorganization

Status: In Good Standing Licensed: 21 Years

CONTACT

440 Burroughs St, Detroit, MI 48202

Ian Redmond

Foreclosure, Litigation, Business, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

3155 W Big Beaver Rd, Troy, MI 48084

Ralph Colasuonno

Litigation, State and Local, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

48 S Main St, Mount Clemens, MI 48043

Jeremy Figg Fisher

Estate Planning, Estate, Criminal, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

1 S Main St, Mount Clemens, MI 48043

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

COLLATERAL

Property that guarantees payment of a secured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Warren Bankruptcy & Debt Lawyer, Michigan, page 8

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Anthony James Kochis

George A. Drosis

Norman D. Orr

John Paul Hamameh

Martin P. Krall

Laura H. Mcmahon Lynch

Jayesh J. Patel

Ian Redmond

Ralph Colasuonno

Jeremy Figg Fisher

TIPS

LEGAL TERMS

GUARANTOR

CREDIT BUREAU

LIABILITY

HOUSEHOLDER

DISPOSABLE INCOME

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

COLLATERAL

MEETING OF CREDITORS

COSIGNER

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