Weldon Credit & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Not enough matches for Weldon Credit & Debt lawyer.
Below are all Weldon Bankruptcy & Debt lawyers.

David Paul Clapsadl

Banking & Finance, Bankruptcy, Corporate, Business Organization

Status:

CONTACT

120 North Franklin Street, Rocky Mount, NC 27804

Larry E. Norman

Wills, Family Law, Bankruptcy, Personal Injury

Status:

CONTACT

101 South Main Street, Louisburg, NC 27549

T. Allen Gardner

Family Law, Personal Injury, Bankruptcy, Trusts

Status:

CONTACT

201 Court Street, Louisburg, NC 27549

Herbert F. Allen

Motor Vehicle, Class Action, Estate, Bankruptcy

Status: Licensed: 50 Years

CONTACT

Tarboro, NC 27886

A. Scott Mckellar

General Practice

Status: Licensed: 24 Years

CONTACT

Rocky Mount, NC 27804

Deborah E. Sperati

Lawsuit & Dispute, Banking & Finance, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 26 Years

CONTACT

Rocky Mount, NC 27802

Elizabeth H. Fairman

Collection, Municipal, Bankruptcy & Debt

Status:

CONTACT

Rocky Mount, NC 27803

Elizabeth H. Fairman

Government, Bankruptcy & Debt

Status: Licensed: 39 Years

CONTACT

808 Beechtree Dr, Nashville, NC 27856

John S. Williford

Construction, Bankruptcy, Consumer Bankruptcy, Corporate, Business

Status: Licensed: 49 Years

CONTACT

Rocky Mount, NC 27803

Lenita Michelle Webb Arrington

Real Estate, Immigration, Adoption, Bankruptcy & Debt

Status: Licensed: 27 Years

CONTACT

1027 East Tenth Street, Roanoke Rapids, NC 27870

800-814-6700

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SAMPLE LEGAL CASES

Stovall v. Stovall

... III. Credit for Debt. ... Both plaintiff and defendant assign error to the trial court's findings and conclusions which gave defendant a "credit" for debt payments of $160,000.00 toward the New Madison debts after the date of separation. ...

Commercial Credit Group, Inc. v. Barber

... Acting on behalf of Creditor, Commercial Credit Group's Senior Vice President, Mr. Mattocks, offered an opening bid of $100,000. ... After the auction, Creditor deducted the $100,000 net sale proceeds from Debtor's outstanding debt and found that Debtor's total outstanding ...

Citibank (South Dakota), NA v. Bowen

... WS Bowen, defendant-appellant, pro se. HUNTER, Judge. Citibank, South Dakota, NA ("plaintiff") filed an action in the District Court of Harnett County on 13 March 2007 to recover an outstanding credit card debt from WS Bowen ("defendant") in the amount of $18,716.17. ...

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Weldon Credit & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

David Paul Clapsadl

Larry E. Norman

T. Allen Gardner

Herbert F. Allen

A. Scott Mckellar

Deborah E. Sperati

Elizabeth H. Fairman

Elizabeth H. Fairman

John S. Williford

Lenita Michelle Webb Arrington

TIPS

LEGAL TERMS

MEETING OF CREDITORS

LOSS DAMAGE WAIVER (LDW)

ABUSE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DEBT COLLECTOR

PRESUMED ABUSE

CREDITOR

GRACE PERIOD

DISCHARGE (OF DEBTS)

SAMPLE LEGAL CASES

Stovall v. Stovall

Commercial Credit Group, Inc. v. Barber

Citibank (South Dakota), NA v. Bowen

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