Wildie Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Marcus Lee Vanover

Adoption, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

FREE CONSULTATION

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48 Public Square, Somerset, KY 42501

D. Bruce Orwin

Construction, Wills, Corporate, Bankruptcy

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116 North Main Street, Somerset, KY 42502

Bobby Lyn Amburgey

Consumer Protection, Contract, Bankruptcy, Medical Malpractice, Sexual Harassment

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Marsha Taylor

Child Custody, Divorce & Family Law, Family Law, Credit & Debt

Status: In Good Standing

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490 Cave Springs Rd, Mc Kee, KY 40447

Marsha Taylor

Credit & Debt, Social Security, Civil Rights, Family Law, Estate Planning

Status: In Good Standing

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490 Cave Springs Rd, Mc Kee, KY 40447

Marsha Taylor

Divorce & Family Law, Credit & Debt, Social Security, Civil Rights, Family Law

Status: In Good Standing

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490 Cave Springs Rd, Mc Kee, KY 40447

Christine A Carter

General Practice

Status: In Good Standing

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403 Boone Street, Berea, KY 40403

Brian Thomas Reed

Bankruptcy, Divorce, Criminal, Child Custody, Insurance

Status: In Good Standing

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Berea, KY 40403

Brian Thomas Reed

Labor Law, Disability, Insurance, Bankruptcy

Status: In Good Standing

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Berea, KY 40403

Chadwick B Hammonds

Accident & Injury, Bankruptcy, Criminal, Divorce & Family Law

Status: In Good Standing

CONTACT

133 Plaza Dr, Berea, KY 40403

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CCCS

See Consumer Credit Counseling Service.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Wildie Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Marcus Lee Vanover

D. Bruce Orwin

Bobby Lyn Amburgey

Marsha Taylor

Marsha Taylor

Marsha Taylor

Christine A Carter

Brian Thomas Reed

Brian Thomas Reed

Chadwick B Hammonds

TIPS

LEGAL TERMS

FCRA

GRACE PERIOD

CCCS

IRS EXPENSES

FAIR LABOR STANDARDS ACT (FLSA)

PRESUMED ABUSE

401(K) PLAN

MEETING OF CREDITORS

ACCORD AND SATISFACTION

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