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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Barbara Stegun Phair

Patent, Mental Health, Licensing, Collection

Status: In Good Standing

CONTACT

1111 Marcus Avenue, New Hyde Park, NY 11042

Alan Thomas Schmidlin

Collection, Condominiums, Conveyancing, Foreclosure

Status: In Good Standing

CONTACT

200 Garden City Plaza, Garden City, NY 11530

Andrew J. Luskin

Dispute Resolution, Franchising, Business Organization, Collection

Status: In Good Standing

CONTACT

1010 Northern Blvd., Great Neck, NY 11021

Gregory S. Lisi

Lawsuit & Dispute, Employee Rights, Employment, Administrative Law, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

333 Earle Ovington Blvd, Uniondale, NY 11553

John Walter Dunne

Other, Real Estate, Corporate, Collection

Status: In Good Standing

CONTACT

330 Old Country Rd, Mineola, NY 11501

Joseph F. Gentile

Criminal, Business, Collection, Personal Injury

CONTACT

200 Old Country Road, Mineola, NY 11501

Peter A. Saad

Criminal, Accident & Injury, Collection, Litigation, Landlord-Tenant

Status: In Good Standing Licensed: 22 Years

FREE CONSULTATION

CONTACT

114 Old Country Rd, Mineola, NY 11501

Kenneth Patrick Warner

Real Estate, Motor Vehicle, Consumer Protection, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

55 Cherry Ln, Carle Place, NY 11514

Brian Michael Seltzer

Professional Responsibility, Real Estate Other, Dispute Resolution, Collection

Status: In Good Standing Licensed: 61 Years

CONTACT

1305 Franklin Avenue, Garden City, NY 11530

Glenn Stuart Garbus

Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

1981 Marcus Ave, Great Neck, NY 11042

800-923-0641

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800-943-8690

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CCCS

See Consumer Credit Counseling Service.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Albertson Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Barbara Stegun Phair

Alan Thomas Schmidlin

Andrew J. Luskin

Gregory S. Lisi

John Walter Dunne

Joseph F. Gentile

Peter A. Saad

Kenneth Patrick Warner

Brian Michael Seltzer

Glenn Stuart Garbus

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

FAIR CREDIT REPORTING ACT (FCRA)

DISCHARGEABLE DEBTS

401(K) PLAN

CCCS

FORBEARANCE

MEETING OF CREDITORS

INFRINGEMENT (OF TRADEMARK)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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