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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Karen Wolfgang Swanson

Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

220 Pondfield Rd W, Bronxville, NY 10708

David Edward Hoffberg

Accident & Injury, Consumer Bankruptcy, Workers' Compensation, Medical Malpractice

Status: In Good Standing

CONTACT

570 Taxter Rd, Elmsford, NY 10523

Ellen Beth Silverman

Litigation, Divorce & Family Law, Banking & Finance, Consumer Bankruptcy

Status: In Good Standing

CONTACT

555 Taxter Rd, Elmsford, NY 10523

Ellen B. Silverman

Litigation, Divorce & Family Law, Banking & Finance, Consumer Bankruptcy

Status: In Good Standing

CONTACT

555 Taxter Rd, Elmsford, NY 10523

Mark Howard Brenner

Bankruptcy

Status: Suspended Licensed: 41 Years

CONTACT

603 Warburton Ave, Hastings On Hudson, NY 10706

Debora P. Zelenetz

Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

31 Mohegan Rd, Larchmont, NY 10538

Debora Zelenetz

Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

31 Mohegan Rd, Larchmont, NY 10538

Debora Zelenetz

Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

31 Mohegan Rd, Larchmont, NY 10538

Julie Cvek Curley

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

700 Post Rd, Scarsdale, NY 10583

Nicole Marie Desantis

Gift Taxation, Antitrust, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

235 Garth Rd, Scarsdale, NY 10583

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SAMPLE LEGAL CASES

Barranco v. Cabrini Medical Center

... Department. Decided April 1, 2008. Concur â€” Gonzalez, JP, Williams, Catterson and Moskowitz, JJ. On or about February 21, 2001, plaintiff filed a petition in the United States Bankruptcy Court for the District of New Jersey. Some ...

Insurance Co. v. HSBC BANK USA

... We are asked in this case to decide whether a Bankruptcy Court order allowing a creditor to seize a debtor's bank account is entitled to res judicata effect in a subsequent state proceeding alleging that a portion of the funds in the account were state tax proceeds that should not ...

White v. Mazella-White

... which was to vacate the aforesaid inquest be made part of this judgment; and it is further," and (3) by deleting the fifth decretal paragraph thereof awarding the defendant the principal sum of $85,000 in equitable distribution payable to the defendant's trustee in bankruptcy; as so ...

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Ardsley Bankruptcy Lawyer, New York

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Karen Wolfgang Swanson

David Edward Hoffberg

Ellen Beth Silverman

Ellen B. Silverman

Mark Howard Brenner

Debora P. Zelenetz

Debora Zelenetz

Debora Zelenetz

Julie Cvek Curley

Nicole Marie Desantis

TIPS

LEGAL TERMS

COLLATERAL

FORBEARANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SECRET WARRANTY PROGRAM

PRIORITY DEBT

S CORPORATION

SUBROGATION

CREDITOR

CHAPTER 13 BANKRUPTCY

SAMPLE LEGAL CASES

Barranco v. Cabrini Medical Center

Insurance Co. v. HSBC BANK USA

White v. Mazella-White

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