Bellwood Bankruptcy & Debt Lawyer, Illinois, page 3

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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Julita Kocinski

Estate Planning, Divorce, Transactions, Bankruptcy

Status: Licensed: 23 Years

CONTACT

3311 North Harlem, Chicago, IL 60634

Jan Michael Hulstedt

Bankruptcy

Status: Licensed: 17 Years

CONTACT

579 W. North Avenue, Elmhurst, IL 60126

Nicholas Vincent Vogel

Estate Planning, Business, Bankruptcy, Personal Injury

Status: Licensed: 25 Years

CONTACT

333 North Highland Avenue, Elmhurst, IL 60126

Michael Kayman

Government, Business, Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

605 Hillside Ave, Elmhurst, IL 60126

Marc Zaslavsky

Bankruptcy, Real Estate, Eminent Domain, Municipal, Land Use & Zoning

Status: Licensed: 50 Years

CONTACT

306 N Larch Ave, Elmhurst, IL 60126

Jaime Roginski-kord

Litigation, Power of Attorney, Consumer Rights, Bankruptcy

Status: Licensed: 23 Years

CONTACT

444 N Addison Ave, Elmhurst, IL 60126

Robert Michael Rush

Tax, International Tax, Bankruptcy

Status: Licensed: 24 Years

CONTACT

314 N York Rd., Elmhurst, IL 60126

Molly Maureen Young

Bankruptcy

Status: Licensed: 13 Years

CONTACT

314 North York Road, Elmhurst, IL 60126

Raymond Gaynor

Tax, Lawsuit & Dispute, Bankruptcy

Status: Licensed: 21 Years

CONTACT

314 North York Road, Elmhurst, IL 60126

Patrick Terence Sheehan

International Tax, International, Bankruptcy

Status: Licensed: 38 Years

CONTACT

314 North York Road, Elmhurst, IL 60126

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Bellwood Bankruptcy & Debt Lawyer, Illinois, page 3

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

Julita Kocinski

Jan Michael Hulstedt

Nicholas Vincent Vogel

Michael Kayman

Marc Zaslavsky

Jaime Roginski-kord

Robert Michael Rush

Molly Maureen Young

Raymond Gaynor

Patrick Terence Sheehan

TIPS

LEGAL TERMS

UNSECURED DEBT

BANKRUPTCY TRUSTEE

UNDUE HARDSHIP

NONDISCHARGEABLE DEBTS

SECRET WARRANTY PROGRAM

GARNISHMENT

TRUTH IN LENDING ACT (TILA)

BANKRUPTCY

CREDIT COUNSELING

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