Black Creek Collection Lawyer, North Carolina

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J. Christopher Jackson

Corporate, Collection, Constitutional Law, Contract
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Caren D. Enloe

Class Action, Business, Collection, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  35 Years

Joyce Ann Keller

Real Estate, Traffic, Divorce & Family Law, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  47 Years

John B. Dunn

Lawsuit & Dispute, Divorce & Family Law, Collection, Defamation & Slander
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  36 Years

William F. Hill

Collection, Divorce, Business, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Everett E Dodd

Credit & Debt, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Chad Joseph Cochran

Lawsuit & Dispute, Employee Rights, Business, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  19 Years

Jennifer Cargos Henson

Collection, Banking & Finance, Wills & Probate, Construction, Corporate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Todd A. Jones

Timeshare, Real Estate, Class Action, Lawsuit & Dispute, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  27 Years

James W. Sprouse

Lawsuit & Dispute, Contract, Credit & Debt, Collection, Real Estate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Free Help: Use This Form or Call 800-943-8690

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FCBA

See Fair Credit Billing Act.

CCCS

See Consumer Credit Counseling Service.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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