Briarcliff Manor Collection Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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David M. Friedman

Collection

Status: Licensed: 35 Years

CONTACT

457 Martling Ave, Tarrytown, NY 10591

Paul David Jaffe

Landlord-Tenant, Family Law, Children's Rights, Collection

Status: Licensed: 61 Years

CONTACT

Chappaqua, NY 10514

Robert Wayne Wolper

Tax Litigation, Real Estate Other, Employee Rights, Business Organization, Collection

Status: Licensed: 41 Years

CONTACT

400 Columbus Ave, Valhalla, NY 10595

Scott B. Tulman

Other, Lawsuit & Dispute, Criminal, Collection

Status: Licensed: 41 Years

CONTACT

18 Haights Cross Rd, Chappaqua, NY 10514

Warren Scott Gottlieb

Lawsuit & Dispute, Government, Corporate, Collection

Status: Licensed: 28 Years

CONTACT

80 Business Park Drive, Armonk, NY 10504

Stacey Smith Reynolds

Motor Vehicle, Trusts, Estate, Criminal, Collection

Status: Licensed: 29 Years

CONTACT

55 Smith Avenue, Mount Kisco, NY 10549

Catherine B. Andreycak

Real Estate, Motor Vehicle, Corporate, Collection, Car Accident

Status:

CONTACT

55 Smith Ave, Mount Kisco, NY 10549

Moira Schneider Laidlaw

Trusts, Estate, Guardianships & Conservatorships, Elder Law, Collection

Status: Licensed: 30 Years

CONTACT

55 Smith Ave, Mount Kisco, NY 10549

Stuart R. Shamberg

Immigration, Employment, Divorce, Collection

Status: Licensed: 71 Years

CONTACT

55 Smith Ave, Mount Kisco, NY 10549

Kimberly Suzanne Bliss

Motor Vehicle, Trusts, Criminal, Elder Law, Collection

Status:

CONTACT

55 Smith Avenue, Mount Kisco, NY 10549

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Briarcliff Manor Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

David M. Friedman

Paul David Jaffe

Robert Wayne Wolper

Scott B. Tulman

Warren Scott Gottlieb

Stacey Smith Reynolds

Catherine B. Andreycak

Moira Schneider Laidlaw

Stuart R. Shamberg

Kimberly Suzanne Bliss

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

WORKOUT

NONDISCHARGEABLE DEBTS

CREDIT INSURANCE

IRS EXPENSES

PREFERENCE

C CORPORATION

GRACE PERIOD

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