Briarcliff Manor Collection Lawyer, New York

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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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David M. Friedman

Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

457 Martling Ave, Tarrytown, NY 10591

Paul David Jaffe

Landlord-Tenant, Family Law, Children's Rights, Collection

Status: In Good Standing Licensed: 61 Years

CONTACT

Chappaqua, NY 10514

Robert Wayne Wolper

Tax Litigation, Real Estate Other, Employee Rights, Business Organization, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

400 Columbus Ave, Valhalla, NY 10595

Scott B. Tulman

Other, Lawsuit & Dispute, Criminal, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

18 Haights Cross Rd, Chappaqua, NY 10514

Warren Scott Gottlieb

Lawsuit & Dispute, Government, Corporate, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

80 Business Park Drive, Armonk, NY 10504

Stacey Smith Reynolds

Motor Vehicle, Trusts, Estate, Criminal, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

55 Smith Avenue, Mount Kisco, NY 10549

Catherine B. Andreycak

Real Estate, Motor Vehicle, Corporate, Collection, Car Accident

Status: In Good Standing

CONTACT

55 Smith Ave, Mount Kisco, NY 10549

Moira Schneider Laidlaw

Trusts, Estate, Guardianships & Conservatorships, Elder Law, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

55 Smith Ave, Mount Kisco, NY 10549

Stuart R. Shamberg

Immigration, Employment, Divorce, Collection

Status: In Good Standing Licensed: 71 Years

CONTACT

55 Smith Ave, Mount Kisco, NY 10549

Kimberly Suzanne Bliss

Motor Vehicle, Trusts, Criminal, Elder Law, Collection

Status: In Good Standing

CONTACT

55 Smith Avenue, Mount Kisco, NY 10549

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Briarcliff Manor Collection Lawyer, New York

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

David M. Friedman

Paul David Jaffe

Robert Wayne Wolper

Scott B. Tulman

Warren Scott Gottlieb

Stacey Smith Reynolds

Catherine B. Andreycak

Moira Schneider Laidlaw

Stuart R. Shamberg

Kimberly Suzanne Bliss

TIPS

LEGAL TERMS

GRACE PERIOD

DOING BUSINESS AS (DBA)

DEBT COLLECTOR

CREDIT REPORT

ABUSE

LIMITED PARTNERSHIP

REPOSSESSION

SOLE PROPRIETORSHIP

PREFERENCE

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