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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Anna-Marie' Carter

Landlord-Tenant, Workers' Compensation, Family Law, Bankruptcy, Insurance

Status: In Good Standing Licensed: 8 Years

CONTACT

309 N Parrish Avenue, Adel, GA 31620

Frank H. Carter

Criminal, Traffic, Bankruptcy & Debt, Social Security -- Disability

Status: In Good Standing Licensed: 13 Years

FREE CONSULTATION

CONTACT

309 N Parrish Avenue, Adel, GA 31620

Francisco Gonzalez-Burgos

Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

410 West 12th Street, Alma, GA 31510

Harrison M. Pratt

Civil Rights, Litigation, Criminal, Commercial Bankruptcy

Status: In Good Standing Licensed: 4 Years

CONTACT

265 Alvin Ogden Dr, Baxley, GA 31513

J. Alexander Johnson

Real Estate, Government, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

132 West Parker Street, Baxley, GA 31513

Erin Ray Morgan

Workers' Compensation, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

115 Gaskin Ave N, Douglas, GA 31533

Margaret Lauren Hayes

Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

109 S Madison Avenue, Douglas, GA 31533

Clyde W. Royals

Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

239 S. Peterson Avenue, Douglas, GA 31533

Franklin Darrow Hayes

Workers' Compensation, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

Douglas, GA 31534

Sidney L. Cottingham

Private Schools, Government, Civil & Human Rights, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

Douglas, GA 31534

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLATERAL

Property that guarantees payment of a secured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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Broxton Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Anna-Marie' Carter

Frank H. Carter

Francisco Gonzalez-Burgos

Harrison M. Pratt

J. Alexander Johnson

Erin Ray Morgan

Margaret Lauren Hayes

Clyde W. Royals

Franklin Darrow Hayes

Sidney L. Cottingham

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

PRESUMED ABUSE

CREDIT BUREAU

SECURED DEBT

GRACE PERIOD

CHAPTER 7 BANKRUPTCY

UNDUE HARDSHIP

COLLATERAL

DISCHARGE (OF DEBTS)

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