Collingswood Bankruptcy & Debt Lawyer, New Jersey, page 3

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kathryn Hewitt-Jones

Commercial Real Estate, Estate Planning, Civil & Human Rights, Bankruptcy

Status: Licensed: 34 Years

CONTACT

110 W Merchant Street, Audubon, NJ 08106

Frank A. Piarulli

Real Estate, International, Trusts, Tax, Bankruptcy

Status: Licensed: 36 Years

CONTACT

5421 Homestead Ave, Merchantville, NJ 08109

Robert Kugler

Estate Planning, Environmental Law Other, Securities, Bankruptcy

Status: Licensed: 54 Years

CONTACT

1 Centennial Square, Haddonfield, NJ 08033

Joseph A. Mccormick

Litigation, Wills & Probate, Business, Bankruptcy

Status:

CONTACT

76 E Euclid Avenue, Haddonfield, NJ 08033

Paul Pflumm

Real Estate, Bankruptcy & Debt

Status: Licensed: 23 Years

CONTACT

76 Euclid Ave, Haddonfield, NJ 08033

Francis X Ryan

Power of Attorney, Landlord-Tenant, Foreclosure, Credit & Debt

Status:

CONTACT

420 Graisbury Ave, Haddonfield, NJ 08033

Jill Ruth Cohen

Motor Vehicle, DUI-DWI, Criminal, Credit & Debt

Status: Licensed: 33 Years

CONTACT

116 N Haddon Ave, Haddonfield, NJ 08033

Jennifer Dering

Bankruptcy

Status:

CONTACT

n/a, Haddonfield, NJ 08033

Daniel W Myers

Bankruptcy & Debt, Complex Litigation

Status: Licensed: 67 Years

CONTACT

601 Longwood Ave, Cherry Hill, NJ 08002

Ira R Deiches

Real Estate, Banking & Finance, Bankruptcy, Federal Trial Practice

Status: Licensed: 48 Years

CONTACT

25 Wilkins Avenue, Haddonfield, NJ 08033

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Collingswood Bankruptcy & Debt Lawyer, New Jersey, page 3

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Kathryn Hewitt-Jones

Frank A. Piarulli

Robert Kugler

Joseph A. Mccormick

Paul Pflumm

Francis X Ryan

Jill Ruth Cohen

Jennifer Dering

Daniel W Myers

Ira R Deiches

TIPS

LEGAL TERMS

LIEN

DEBIT CARD

BULK SALES LAW

FAIR CREDIT REPORTING ACT (FCRA)

DISCHARGE (OF DEBTS)

COLLATERAL

CREDIT INSURANCE

NUISANCE FEES

WORKOUT

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