Dighton Bankruptcy & Debt Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Joseph Francisco Botelho

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Bankruptcy & Debt, Immigration, Criminal, Estate, Divorce & Family Law

At the Botelho Law Group we have different attorneys, with different specializations; to help your case is individual needs. When choosing a lawyer or... (more)

FREE CONSULTATION

CONTACT

800-494-0260

901 Eastern Ave, Fall River, MA 02723

Jonathan R. Harris

Real Estate, Workers' Compensation, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

12 Taunton Green, Taunton, MA 02780

Edward Russell Molari

DUI-DWI, Criminal, Contract, Collection

Status: In Good Standing

CONTACT

10 South Main Street, Attleboro, MA 02703

Tammy Fern Bouchard

Personal Injury, Real Estate, Estate, Business Organization, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

120 N. Main Street, Attleboro, MA 02703

Gail A. Balser

Construction, Land Use & Zoning, Tax, Bankruptcy

Status: In Good Standing

CONTACT

182 N Main Street, Attleboro, MA 02703

Vincent M. Germani

Estate, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 69 Years

CONTACT

37 Dennis Street, Attleboro, MA 02703

Colleen E. Mcgahan

Real Estate Other, Divorce, Child Custody, Bankruptcy, Land Use & Zoning

Status: In Good Standing

CONTACT

144 Bank St, Attleboro, MA 02703

Stephen Alan Lechter

Real Estate, Motor Vehicle, Wills & Probate, Family Law, Collection

Status: In Good Standing

CONTACT

300 N Main St, Attleboro, MA 02703

Robert Michael Williamson

Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

62 Rosewood Lane, Attleboro Falls, MA 02763

William E. Scannell

Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

60 Stoneybrook Drive, Bridgewater, MA 02324

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Dighton Bankruptcy & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Joseph Francisco Botelho

Jonathan R. Harris

Edward Russell Molari

Tammy Fern Bouchard

Gail A. Balser

Vincent M. Germani

Colleen E. Mcgahan

Stephen Alan Lechter

Robert Michael Williamson

William E. Scannell

TIPS

LEGAL TERMS

401(K) PLAN

NO-FAULT INSURANCE

MEANS TEST

BANKRUPTCY

SECURED DEBT

FAIR CREDIT REPORTING ACT (FCRA)

DEBIT CARD

LOSS DAMAGE WAIVER (LDW)

WORKOUT

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