Ask A Lawyer

Tell Us Your Case Information for Fastest Lawyer Match!

Please include all relevant details from your case including where, when, and who it involves.
Case details that can effectively describe the legal situation while also staying concise generally receive the best responses from lawyers.


By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided may not be privileged or confidential.

Lloyd Legal, APC

Lloyd Legal, APC

Bankruptcy

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided may not be privileged or confidential.
Aaron Michael Lloyd Photo

Aaron Michael Lloyd

✓ VERIFIED Credentials and Bar Status verified by Lawyer.com on December 12, 2016 Click here for more details

Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt, Credit & Debt

Aaron Lloyd who, prior to practicing law, attended the University of Oregon earning dual degrees in Economics and General Science. Following undergrad, Mr. Lloyd went on to work for Thomson... (more)

At Lloyd Legal we specialize in bankruptcy. We represent people that want to wipe out their debts. From pre-filing to post-filing, we are with you every step of the way. Creditors use interest rates to their advantage. Use bankruptcy to your advantage. Get the “Fresh Start” you deserve!

"With an attempt to sell my home, and the subsequent loss of my home to a Short Sale, Aaron has been very patient, awaiting the best time to move forward with the financial aspect of my life. I feel he genuinely cares about what I am dealing with, seeks the best avenue to take and desires the best for me. No high pressure to 'do it now!' Having never experienced this before in my life, he has been very supportive and has given me sound advice to help me with all aspects of the situation, to this point."

  7 months ago     Louise Silver


"Aaron Lloyd has been great to work with. He is quick to respond to any question that I have. He helped me every step of the way with my case. I am glad to have him on my side. I would highly recommend Lloyd legal to anyone in need of excellent and experienced representation. Great job. Thank you!"

  10 months ago     Epa Harvest


"Aaron is a very good attorney and also an exceptionally nice person. I have used him for both personal and corporate work. He is focused, attentive, careful and efficient. His communication and written skills are excellent. I highly recommend him."

  1 year ago     Mike Bemesderfer


"Aaron Lloyd, An excellent choice for attorney services. Up to date and on the spot Aaron has effectively handled an on ongoing problem for me in the matter of a few short weeks. I recommend Mr. Lloyd an will not hesitate to call him for any legal matters that may arise in the future. Not; Aaron is well net worked. I'm confident he will have an avenue of solution on all matters. Bryson Kratz"

  1 year ago     Bryson Kratz


"It is very comforting to work with someone that cares about their career to the same degree as the most important aspects of their life. Aaron does a great job providing top-notch service that he truly passionate about. Aaron is expedient and effective. Definitely someone to work with again if need be."

  1 year ago     Kyle L

Immigration, Business, Lawsuit & Dispute, Contract

✓ Lawyer.com Featured

CONTACT

Accident & Injury, Personal Injury, Wrongful Death, Bad Faith

✓ Lawyer.com Featured

CONTACT

Accident & Injury, Litigation, Malpractice, Wrongful Death, Lawsuit & Dispute

✓ Lawyer.com Featured

CONTACT

✓ Lawyer.com Featured

CONTACT

Eminent Domain, Land Use & Zoning

✓ Lawyer.com Featured

CONTACT

Criminal, DUI-DWI, Felony, Misdemeanor, White Collar Crime

✓ Lawyer.com Featured

CONTACT

Civil Rights, Entertainment, Personal Injury, Medical Malpractice, Car Accident

✓ Lawyer.com Featured

CONTACT

DUI-DWI, Felony, Misdemeanor

✓ Lawyer.com Featured

CONTACT

Business, Intellectual Property, Real Estate, Entertainment, Divorce & Family Law

✓ Lawyer.com Featured

CONTACT

Criminal, DUI-DWI, Felony, Misdemeanor

✓ Lawyer.com Featured

CONTACT

Trusts, Wills & Probate, Bankruptcy & Debt, Accident & Injury, Animal Bite

✓ Lawyer.com Featured

CONTACT

Workers' Compensation

✓ Lawyer.com Featured

CONTACT

Divorce & Family Law

✓ Lawyer.com Featured

CONTACT

Immigration, Visa, Deportation, Employment, Labor Law

✓ Lawyer.com Featured

CONTACT

✓ Lawyer.com Featured

CONTACT

Business, Lawsuit & Dispute, Employment, Divorce & Family Law, Accident & Injury

✓ Lawyer.com Featured

CONTACT

Accident & Injury, Police Misconduct, Wrongful Death, Personal Injury, Car Accident

✓ Lawyer.com Featured

CONTACT

Accident & Injury, Car Accident, Slip & Fall Accident, Elder Law, Employment

✓ Lawyer.com Featured

CONTACT

Divorce & Family Law, Family Law, Divorce, Child Custody, Child Support

✓ Lawyer.com Featured

CONTACT

MAIN LOCATION

601 South Figueroa Street
Suite 4050
Los Angeles, CA 90017

SAMPLE LEGAL CASES

WHY DO PEOPLE FILE FOR BANKRUPTCY?
Law Office Of James C. Hord Charlotte, NC Why do people file for bankruptcy? This is a question that I am asked by my friends from time to time. After all, shouldn't people pay their debts and not cause harm to their creditors? In an ideal world, this would be an acceptable standard. But, unfortunately, this is not an ideal world. Recognizing that this is a credit based economy, people do get behind on their obligations, for various reasons. Some may have had a temporary lawoff from their job; some may incur unexpected medical expenses; some may have had a cut in pay; while others may have simply miscalculated their ability to repay their debts. Whatever the reason, our person may now find the wolf knocking on his or her door demanding money which they do not have. This could be an embarrassing, or harassing situation. After all, who likes to have creditors calling demanding money which they do not have? Who likes to have a sheriff bringing a summons to their door? Who likes to have a foreclosure action filed aganst their residence? The bankruptcy laws are designed to give you relief from this oppression. One of the most important benefits of bankruptcy is the "automatic stay." This means that the minute you file for bankruptcy, creditors will not be allowed to contact you any further. This means that all phone calls, collection letters, lawsuits, foreclosure actions, etc. will have to be put "on hold.' Creditors will now have to work through the court to sort things out. Chapter 13 or Chapter 7? The two basic types of bankruptcy for individuals is Chapter 13 and Chapter 7. Chapter 13 is a reorganization of your finances; and, Chapter 7 is a liquidation. Which chapter should I file? Most people file Chapter 13 when they have property to save, or cannot pass the means test. Maybe their residence is in foreclosure, or they have certain debts which they cannot discharge (taxes, for example). They can repay these debts through Chapter 13, and not lose their property. Chapter 7, however is a liquidation. Maybe our debtor is out of work and cannot devise a repayment plan. Maybe their business has failed, and they are stuck with massive debts. Whatever the reason, Chapter 7 appears to be the best option available to meet their needs. Whether to file Chapter 13 or Chapter 7? This is best determined by consultation with a bankruptcy attorney. The attorney will review your financial situation, budget, debts, property, and recommend the best option to suit your needs. You should not try to do this on your own, since bankruptcy is very complex and there are many pitfalls to making mistakes. The Means Test This is a determination of your eligibility to file a Chapter 7 case. Basically, if you have an income above a certain threshhold, you will not be qualified to file a Chapter 7 case. You will have to file Chaptder 13, and pay your creditors some portion of your debts. Congress has decided that high income debtors should not be allowed to "stiff" their creditors, if they have some ability to repay their debts. Your attorney will discuss the means test issues with you during your consultation. Discharge This is the goal in most bankruptcy proceedings. You want to have your debts declared "null and void," and creditors permanently enjoined from contacting you. As you may be aware, when our nation was founded, there were "debtor's prisons." If you could not pay your debts, you were sent away to prison, until you paid them. This generally resulted in "life sentences," since how could you earn money to pay your debts while locked up? Congress passed the bankruptcy laws in order to alleviate this situation. They recognized that some people get in "over their heads" and need relief. Thus, the concept of "discharge" was born. This means that you are relieved of your debts, and given a "fresh start" to get on with your life. Bankruptcy has both its benefits, and detriments. Obviously, your credit is going to be damaged for a period of time. But, if you think the benefits outweigh the detriments, then you need to consult with an attorney to explore your options. From the Author: Bankruptcy Overview Share on Google Plus Share on Facebook
Student Loan Counseling: Why Isn’t It Effective?
If you are a student loan borrower and worried about delinquencies or a default—on a student loan or any other debt—consult with Fitzgerald & Campbell, APLC regarding your options.
Child Custody in Colorado
Often, parents will share joint legal custody (mutual decision-making authority) and work out a specific “parenting plan” (an agreed-upon schedule of time the child will spend with each parent) that best suits their child’s circumstances.
Everyday living After Compose My Document
Everything you need to do is try to find do my paper web based so you can know lots of products and services to attempt work. So you know the spot where the pieces of paper is top, you probably will really need to rewrite the beginning.
Generate My Old fashioned paper – Would it be a Scam?
Generate My Old fashioned paper – Would it be a Scam?
Slader: The “neat” research guide base that your particular mother doesn’t find out about
Slader: The “neat” research guide base that your particular mother doesn’t find out about.
Advantages of Latest EPOS Technology With respect to Retail Businesses
The most recent trends and advancements in EPOS systems have revolutionized how retail web based managed. Over the last few years EPOS technology features some of the latest features and advantages for price tag business sector.
Features of Latest EPOS Technology Meant for Retail Businesses
The latest trends and advancements in EPOS software has revolutionized how retail web based managed. During the last few years EPOS technology has introduced some of the latest features and advantages for in a store business sector.
Nevada - Texting and Driving
Texting and Driving in Nevada
Collections Activity: Your Options for Making It Stop
If you feel like your finances and credit card debt are getting out of control, contact Fitzgerald & Campbell, APLC, a law firm with decades of experience in helping clients to explore their financial options. Let us review your case and help you go from there.
H-1B Application Accepted: Now What?
H-1B cap season is here. On April 2, USCIS began accepting applications for the H-1B visa lottery, and if last year is any indication of the time it will take to close, it should be around five days.
Questions & Answers: Asylum Interviews
Questions & Answers regarding Asylum Interviews
H1B1
An H1B1 visa (sub-classification) is a temporary work visa specifically for citizens of Chile and Singapore with a job offer in a specialty occupation in the US.
Employment-Based Immigration
As a small business owner, you will probably need to hire some employees in order for your business to succeed. Finding good candidates can be a difficult task.
Employment-Based Immigration
As a small business owner, you will probably need to hire some employees in order for your business to succeed. Finding good candidates can be a difficult task.
J-2 Frequently Asked Questions
Frequently Asked Questions regarding J-2
Anthony Brown Joins The Workplace Lawyers
The Workplace Lawyers is happy to announce the addition of Anthony Brown to the team. Anthony is a 1999 graduate of The Rutgers School of Law - Camden and brings a significant amount of experience with him.
Glenn Kaplan Becomes a Workers’ Compensation Judge
The Workplace Lawyers Team bids farewell to Glenn Kaplan, who has left us to serve as a Workers’ Compensation Judge of Union County & Hunterdon County.
Honor our veterans by embracing peace: Opinion
On Memorial Day today, President Abraham Lincoln’s words at Gettysburg should, more than ever, guide our nation...
Asbestos In The Workplace
Mesothelioma victims and other workers who suffer death dealing occupational diseases now have the right to seek emergent medical care. On October 1, 2008, Governor Corzine signed the "Emergent Medical Care" Law. N.J.S.A. 34:15.3.