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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Adam Lee Myser

Real Estate, Family Law, Collection, Personal Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

320 Howard St, Bridgeport, OH 43912

Adrian Vernon Hershey

Federal Appellate Practice, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

301 Market St, Steubenville, OH 43952

Albert Edwards Davies

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

101 West Main Street, Saint Clairsville, OH 43950

Amanda K. Spies

Federal Appellate Practice, Workers' Compensation, Family Law, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

108 1/2 East High Ave., New Philadelphia, OH 44663

Bernard Chill Battistel

Federal Appellate Practice, Criminal, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

2021 Sunset Blvd, Steubenville, OH 43952

Bernard Chill Battistel

Juvenile Law, Federal Appellate Practice, Criminal, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

2021 Sunset Blvd, Steubenville, OH 43952

Brett Hudson Hillyer

International Other, Agriculture, Banking & Finance, Collection

Status: In Good Standing Licensed: 13 Years

CONTACT

201 N Main St, Uhrichsville, OH 44683

Carl Joseph King

Criminal, Juvenile Law, Bankruptcy, Family Law

Status: In Good Standing Licensed: 48 Years

CONTACT

1276 Faulk Ave, East Liverpool, OH 43920

Charles Lee Payne

Litigation, Trusts, Employee Rights, Family Law, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

East Liverpool, OH 43920

Christopher James Gagin

Workers' Compensation, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 31 Years

CONTACT

52160 National Road East, Saint Clairsville, OH 43950

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLATERAL

Property that guarantees payment of a secured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Flushing Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Adam Lee Myser

Adrian Vernon Hershey

Albert Edwards Davies

Amanda K. Spies

Bernard Chill Battistel

Bernard Chill Battistel

Brett Hudson Hillyer

Carl Joseph King

Charles Lee Payne

Christopher James Gagin

TIPS

LEGAL TERMS

SETOFF

CREDITOR

CREDIT REPORT

TRUTH IN LENDING ACT (TILA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

INTEREST

UNDUE HARDSHIP

COLLATERAL

REDEMPTION

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