Greene Bankruptcy & Debt Lawyer, Rhode Island, page 2

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Richard H. Gregory

Tax, Trusts, Estate, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

5 Benefit Street, Providence, RI 02904

Sarah F. Malley

Child Custody, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

111 Gold Mine Rd, Clayville, RI 02825

Gregory S. Inman

Divorce & Family Law, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

1500 Nooseneck Hill Rd, Coventry, RI 02816

Lindsay S. Jones

Child Custody, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1500 Nooseneck Hill Rd, Coventry, RI 02816

Peter D. Nolan

Accident & Injury, Bankruptcy & Debt, Estate, Real Estate, Estate Planning

Status: In Good Standing

CONTACT

1070 Main Street, Coventry, RI 02816

Stacy Bettez Ferrara

Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1070 Main Street, Coventry, RI 02816

Arthur G. Capaldi

Immigration, Government, Estate, Bankruptcy

Status: In Good Standing

CONTACT

1035 Main St, Coventry, RI 02816

Geralyn M. Cook

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing

CONTACT

577 Tiogue Ave, Coventry, RI 02816

Michael O. Carley

Government, Bankruptcy

Status: In Good Standing

CONTACT

64 B Tiogue Ave, West Warwick, RI 02893

Richard J. Land

Estate, Employment, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

85 Partridge Run, East Greenwich, RI 02818

800-923-0641

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800-943-8690

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CCCS

See Consumer Credit Counseling Service.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

Greene Bankruptcy & Debt Lawyer, Rhode Island, page 2

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Richard H. Gregory

Sarah F. Malley

Gregory S. Inman

Lindsay S. Jones

Peter D. Nolan

Stacy Bettez Ferrara

Arthur G. Capaldi

Geralyn M. Cook

Michael O. Carley

Richard J. Land

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

NUISANCE FEES

LOSS DAMAGE WAIVER (LDW)

BULK SALES LAW

LIABILITY

CREDIT REPORT

CCCS

REDEMPTION

DOING BUSINESS AS (DBA)

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