Houston Bankruptcy & Debt Lawyer, Texas, page 3

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
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  Bankruptcy Frequently Asked Questions
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Jennifer Casey

Bankruptcy & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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9595 Six Pines Drive, Spring, TX 77380

Jameson Joseph Watts

Litigation, Elder Law, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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26418 Oak Ridge Drive, Spring, TX 77380

Charles S. Anderson

Divorce & Family Law, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing Licensed: 12 Years

FREE CONSULTATION

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723 Main St, Houston, TX 77002

Ryan J. Dove

Consumer Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

1111 North Loop W, Houston, TX 77008

Paul J. McConnell

Real Estate, Lending, Foreclosure, Bankruptcy & Debt, Insurance Malpractice

Status: In Good Standing Licensed: 51 Years

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1177 West Loop S, Houston, TX 77027

Michael A. Moriarty

Estate Planning, Bankruptcy, Personal Injury, Criminal, Employment

Status: In Good Standing Licensed: 57 Years

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404 Heights Blvd, Houston, TX 77007

D. Brent Wells

Dispute Resolution, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 44 Years

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440 Louisiana St, Houston, TX 77002

Cynthia Bodendieck Chapman

Litigation, Environmental Law Other, Consumer Bankruptcy, Personal Injury

Status: In Good Standing

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628 E 9Th St, Houston, TX 77007

Michael A. Caddell

Civil Rights, Personal Injury, Environmental Law, Consumer Bankruptcy, Business

Status: In Good Standing

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628 E 9Th Street, Houston, TX 77007

Michael Lewis Holland

Adoption, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

2211 Norfolk St, Houston, TX 77098

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FCBA

See Fair Credit Billing Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Houston Bankruptcy & Debt Lawyer, Texas, page 3

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Jennifer Casey

Jameson Joseph Watts

Charles S. Anderson

Ryan J. Dove

Paul J. McConnell

Michael A. Moriarty

D. Brent Wells

Cynthia Bodendieck Chapman

Michael A. Caddell

Michael Lewis Holland

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LEGAL TERMS

FCRA

WORKOUT

GRACE PERIOD

FCBA

INTEREST

DEBT COLLECTOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DEFINED CONTRIBUTION PLAN

FRAUDULENT TRANSFER

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