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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Jeriamiah Lee Joseph

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Divorce & Family Law, Personal Injury, Accident & Injury, Car Accident, Bankruptcy & Debt

Jeriamiah Joseph is the founding Member of Joseph Law – located at 18625 Centennial Road, Suite A, Marshall, MI 49068. Mr. Joseph is licensed to pra... (more)

CONTACT

800-710-2481

18625 Centennial Rd, Marshall, MI 49068

Melissa D. Francis

Bankruptcy & Debt, Condominiums, Residential Real Estate, Real Estate

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FREE CONSULTATION

CONTACT

6553 Jackson Road, Ann Arbor, MI 48103

Peter W. Cravens

Criminal, Collection

Status: Licensed: 33 Years

CONTACT

110 Lake Shore Dr, Brooklyn, MI 49230

Sean Francis Corsini

Family Law, Contract, Credit & Debt, Personal Injury

Status: Licensed: 11 Years

CONTACT

1893 W Maumee St, Adrian, MI 49221

Jacob Conrad Bender

Social Security, Workers' Compensation, Reinsurance, Bankruptcy

Status: Licensed: 10 Years

CONTACT

Adrian, MI 49221

John P. Lovinger

Estate Planning, Criminal, Bankruptcy

Status: Licensed: 37 Years

CONTACT

91 S Broad St, Hillsdale, MI 49242

John M. Macdonald

Estate, Family Law, Criminal, Credit & Debt

Status: Licensed: 44 Years

CONTACT

101 E Bacon St, Hillsdale, MI 49242

Margaret M. S. Noe

Dispute Resolution, Family Law, Criminal, Collection

Status: Licensed: 40 Years

CONTACT

147 N Main St, Adrian, MI 49221

Denis F. Jodis

Workers' Compensation, Contract, Bankruptcy, Medical Malpractice

Status:

CONTACT

216 N. Main Street, Adrian, MI 49221

Anne Marie VanderBroek

State & Local Agencies, Government, Criminal, Collection

Status: Licensed: 8 Years

CONTACT

29 N Howell St, Hillsdale, MI 49242

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FDCPA

See Fair Debt Collections & Practices Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Hudson Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Jeriamiah Lee Joseph

Melissa D. Francis

Peter W. Cravens

Sean Francis Corsini

Jacob Conrad Bender

John P. Lovinger

John M. Macdonald

Margaret M. S. Noe

Denis F. Jodis

Anne Marie VanderBroek

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

HOUSEHOLDER

FDCPA

MEANS TEST

FAIR CREDIT REPORTING ACT (FCRA)

UNSECURED DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIEN

401(K) PLAN

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