Huntley Collection Lawyer, Illinois

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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James P Mullally

Family Law, Banking & Finance, Collection, Bankruptcy

Status:

FREE CONSULTATION

CONTACT

19333 East Grant Highway, Marengo, IL 60152

Thomas Gosselin

Business Organization, Collection, Commercial Real Estate, Defamation & Slander

Status:

CONTACT

2425 Royal Blvd, Elgin, IL 60123

Jeffrey Rifken

Civil Rights, Collection, Divorce, Transactions

Status: Licensed: 52 Years

CONTACT

12274 Daphne Drive, Huntley, IL 60142

Michael G. Cortina

Litigation, Banking & Finance, Business, Collection

Status: Licensed: 26 Years

CONTACT

475 W Terra Cotta Ave, Crystal Lake, IL 60014

Michael Cortina

Litigation, Banking & Finance, Business, Collection

Status: Licensed: 27 Years

CONTACT

2460 Lake Shore Drive, Woodstock, IL 60098

William Pulak

Landlord-Tenant, Divorce, Business, Collection

Status: Licensed: 33 Years

CONTACT

110 W Prairie St, Marengo, IL 60152

Carl Lloyd Ganibi Santos

Collection, Landlord-Tenant, Civil Rights, Business, Business & Trade

Status: Licensed: 22 Years

CONTACT

2500 Westfield Dr, Elgin, IL 60124

David Gervais

Divorce, Civil Rights, Collection, Personal Injury

Status:

CONTACT

Mchenry County Government Ctr, Crystal Lake, IL 60098

John Frederick Hurlbut

Arbitration, Criminal, Administrative Law, Collection, Real Estate

Status: Licensed: 40 Years

CONTACT

574 N Mclean Blvd, Elgin, IL 60123

Carey Schulze

Traffic, Divorce, DUI-DWI, Collection

Status: Licensed: 23 Years

CONTACT

17 E Ave, Crystal Lake, IL 60014

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT FILE

See credit report.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Huntley Collection Lawyer, Illinois

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

James P Mullally

Thomas Gosselin

Jeffrey Rifken

Michael G. Cortina

Michael Cortina

William Pulak

Carl Lloyd Ganibi Santos

David Gervais

John Frederick Hurlbut

Carey Schulze

TIPS

LEGAL TERMS

CREDITOR

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDIT BUREAU

CREDIT FILE

FORBEARANCE

LOSS DAMAGE WAIVER (LDW)

NONDISCHARGEABLE DEBTS

IRS EXPENSES

COLLECTION AGENCY

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