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Richard Shea
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Sawin & Shea LLC
6100 North Keystone Ave. Suite 620 Indianapolis, IN 46220Â» view map
Bankruptcy
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1. Richard Shea Indianapolis, IN
  Attorney at Law - IN, 1999
  Indiana University J.D. 1998
2. AboutSawin & Shea LLC
  Over 30 years of bankruptcy service experience.
3. Practice AreasExpertise
  Bankruptcy
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Jerry E. Smith

Bankruptcy & Debt, Bankruptcy, Foreclosure, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 16 Years

FREE CONSULTATION

CONTACT

320 N. Meridian St., Indianapolis, IN 46204

Robert S. Schein

Construction, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

211 North Pennsylvania Street, Indianapolis, IN 46204

Max W. Hittle

Dispute Resolution, Arbitration, Banking & Finance, Bankruptcy Litigation

Status: In Good Standing Licensed: 55 Years

CONTACT

One Indiana Square, Indianapolis, IN 46204

James Thomas Young

Commercial Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

135 N Pennsylvania St, Indianapolis, IN 46204

Elizabeth C Milliken

State Appellate Practice, Divorce, Civil Rights, Consumer Bankruptcy

Status: In Good Standing

CONTACT

1512 N. Delaware, Indianapolis, IN 46202

Corey Lionel Scott

Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1099 N. Meridian Street, Indianapolis, IN 46204

Wendy Diane Brewer

Litigation, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

333 N Alabama St, Indianapolis, IN 46204

Wendy Diane Brewer

Litigation, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

333 N Alabama St, Indianapolis, IN 46204

Michael Wayne Hile

International, Corporate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

One Indiana Square, Indianapolis, IN 46204

Harry Frank Todd

Commercial Real Estate, Commercial Leasing, Merger & Acquisition, Dissolution

Status: In Good Standing

CONTACT

One Indiana Square, Indianapolis, IN 46204

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Indianapolis Bankruptcy & Debt Lawyer, Indiana, page 4

Sponsored Law Firm

Sawin & Shea LLC

SPONSORED LAWYERS

Jerry E. Smith

Robert S. Schein

Max W. Hittle

James Thomas Young

Elizabeth C Milliken

Corey Lionel Scott

Wendy Diane Brewer

Wendy Diane Brewer

Michael Wayne Hile

Harry Frank Todd

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LEGAL TERMS

CURRENT MONTHLY INCOME

BULK SALES LAW

WINDING UP

DISCHARGEABLE DEBTS

CREDIT REPORT

COLLECTION AGENCY

INTEREST

SETOFF

UNSECURED DEBT

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