Jamaica Collection Lawyer, New York

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Andrew J. Luskin

Dispute Resolution, Franchising, Business Organization, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Barbara Stegun Phair

Patent, Mental Health, Licensing, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

David Schachter

Business Organization, Collection, Banking & Finance, Bad Faith Insurance
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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Joel Cohen

Criminal, Corporate, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Talaiya Ahmed

Alimony & Spousal Support, Corporate, Collection, Divorce
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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William J. Cortellessa

Estate Planning, Consumer Protection, Corporate, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

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Adriana Esther Kierszenbaum

Litigation, International Tax, Trademark, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years

Alan Evan Marder

Collection, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

Alan Jonathan Schwartz

Real Estate, Criminal, Collection, Accident & Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  44 Years

Alan Thomas Schmidlin

Civil & Human Rights, Collection, Condominiums, Conveyancing, Foreclosure
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years

Free Help: Use This Form or Call 800-814-6700

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800-943-8690

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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