Kennesaw Bankruptcy & Debt Lawyer, Georgia

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David E. Galler
About Us | Services
Galler Law, LLC
875 Old Roswell Road: Building B Suite 100 Roswell , GA 30076Â» view map
Bankruptcy, Debt Settlement, Student Loan Debt
Schedule A Time For A Free Consultation!

For the last 29 years Galler Law, LLC has represented thousands of families with debt problems, personally filing over ten thousand cases.

800-949-4851
1. David Galler Roswell, GA
  Attorney at Law - GA, 1987
  Georgia State University, J.D. - 1986
2. About UsBio of Galler
  Mr. Galler is licensed to practice in all Georgia State and Federal courts.
3. ServicesAreas of Practice
  Mr. Galler handles student loan debt, mortgage modifications, credit restoration and work injuries.
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Joshua Arnold Nelson

International Tax, Bankruptcy, Elder Law, Administrative Law, Business

Josh Nelson is an Attorney and Alliance Architect for Nelson Elder Care Law. He focuses his practice on finance, banking, and insurance to compliment ... (more)

CONTACT

678-250-9355

2230 Towne Lake Pkwy, Woodstock, GA 30189

N. Jackson Cotney

Bankruptcy, Corporate, Commercial Leasing, Landlord-Tenant

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FREE CONSULTATION

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800 Kennesaw Avenue N.W., Marietta, GA 30060

Susan Wheat Lehner

Workers' Compensation, Employment, Bankruptcy

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399 Washington Avenue NE, Marietta, GA 30060

Shawn J. Eisenberg

Real Estate, Collection, Bankruptcy, Bankruptcy & Debt

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2414 Dallas Highway, Marietta, GA 30064

Brian S. Limbocker

Wills, Bankruptcy, Trusts, Estate Planning

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2470 Windy Hill Road, Marietta, GA 30067

Philip L. Pleska

Real Estate, Bankruptcy & Debt

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FREE CONSULTATION

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300 Galleria Parkway, NW, Atlanta, GA 30339

John David Stuart

Collection, Estate, Divorce, Family Law, Wills & Probate

Status: Licensed: 27 Years

CONTACT

1825 Barrett Lakes Blvd., Kennesaw, GA 30144

Jonathan Stanley Tylinski

Construction, Science, Technology & Internet, Business & Trade, Credit & Debt

Status: Licensed: 28 Years

CONTACT

1466 Hedgewood Ln Nw, Kennesaw, GA 30152

Greg McLaughlin

Corporate, Business, Credit & Debt, Consumer Bankruptcy

Status: Licensed: 33 Years

CONTACT

1201 Roberts Blvd, Kennesaw, GA 30144

Roger K. Ghai

Immigration, Insurance, Bankruptcy, Personal Injury

Status: Licensed: 35 Years

CONTACT

1300 Ridenour Blvd, Kennesaw, GA 30152

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Kennesaw Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Galler Law, LLC

SPONSORED LAWYERS

Joshua Arnold Nelson

N. Jackson Cotney

Susan Wheat Lehner

Shawn J. Eisenberg

Brian S. Limbocker

Philip L. Pleska

John David Stuart

Jonathan Stanley Tylinski

Greg McLaughlin

Roger K. Ghai

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

NONDISCHARGEABLE DEBTS

FAIR CREDIT REPORTING ACT (FCRA)

COLLECTION AGENCY

IRS EXPENSES

TRUTH IN LENDING ACT (TILA)

UNSECURED DEBT

MEETING OF CREDITORS

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