Kincheloe Reorganization Lawyer, Michigan, page 2

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Kayla Lee Pelter-Nixon

Juvenile Law, Criminal

Status: In Good Standing Licensed: 18 Years

CONTACT

2769 Ashmun St, Sault Sainte Marie, MI 49783

Jennifer Constantino

General Practice

Status: In Good Standing Licensed: 8 Years

CONTACT

2218 Shunk Rd, Sault Sainte Marie, MI 49783

Joshua James Elliott

Native People, Criminal

Status: In Good Standing

CONTACT

2175 Shunk Rd, Sault Sainte Marie, MI 49783

Jennifer Lorraine Obreiter

Social Security, Family Law, Criminal, Children's Rights

Status: In Good Standing Licensed: 17 Years

CONTACT

Sault Sainte Marie, MI 49783

Dennis J. Mcshane

Criminal

Status: In Good Standing Licensed: 16 Years

CONTACT

524 Ashmun St, Sault Sainte Marie, MI 49783

Anthony E. Andary

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

Sault Sainte Marie, MI 49783

Timothy S. Moher

General Practice

Status: In Good Standing Licensed: 37 Years

CONTACT

Sault Sainte Marie, MI 49783

Jocelyn K. Fabry

Native People, Civil & Human Rights

Status: In Good Standing Licensed: 20 Years

CONTACT

2175 Shunk Rd, Sault Sainte Marie, MI 49783

Carol S. Andary

Landlord-Tenant, Litigation, Wills & Probate, Workers' Compensation, Criminal

Status: In Good Standing Licensed: 44 Years

CONTACT

Sault Sainte Marie, MI 49783

Elizabeth L. Askwith

General Practice

Status: Inactive Licensed: 53 Years

CONTACT

Sault Sainte Marie, MI 49783

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

COLLATERAL

Property that guarantees payment of a secured debt.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Kincheloe Reorganization Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Kayla Lee Pelter-Nixon

Jennifer Constantino

Joshua James Elliott

Jennifer Lorraine Obreiter

Dennis J. Mcshane

Anthony E. Andary

Timothy S. Moher

Jocelyn K. Fabry

Carol S. Andary

Elizabeth L. Askwith

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LEGAL TERMS

CURRENT MONTHLY INCOME

LIEN

LIMITED LIABILITY

COLLATERAL

BULK SALES LAW

COLLECTION AGENCY

CREDIT BUREAU

BANKRUPTCY TRUSTEE

FAIR CREDIT BILLING ACT (FCBA)

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