Knightsen Bankruptcy & Debt Lawyer, California, page 3

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sean Lawrence Fitzpatrick

Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 11 Years

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4101 Hamlet Dr, Concord, CA 94521

Steven B. Sievers

Bankruptcy, Criminal, Transportation & Shipping, Family Law

Status: In Good Standing Licensed: 24 Years

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20 N Sutter St, Stockton, CA 95202

Hank W. Walth

Credit & Debt, Consumer Bankruptcy, Bankruptcy, Car Accident

Status: In Good Standing Licensed: 32 Years

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Stockton, CA 95267

Michael Scott Martin

Divorce, White Collar Crime, Business, Bankruptcy

Status: In Good Standing

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121 E 11Th Street, Tracy, CA 95376

Andrew Peter Rausch

Bankruptcy, Personal Injury, Contract, Dispute Resolution, Elder Law

Status: In Good Standing

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1930 Tienda Dr, Lodi, CA 95242

David I Katzen

Business, Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 47 Years

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Alamo, CA 94507

Christopher Kenneth Carlberg

International Other, Intellectual Property, Corporate, Commercial Bankruptcy

Status: In Good Standing

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12657 Alcosta Blvd, San Ramon, CA 94583

Alia Khan

Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 17 Years

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3420 Finnian Way Dublin, CA, Dublin, CA 94568

Christopher K Carlberg

International Other, Intellectual Property, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

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12657 Alcosta Blvd, San Ramon, CA 94583

Lubna K Jahangiri

Commercial Real Estate, Employment Contracts, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 23 Years

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2010 Crow Canyon Place, San Ramon, CA 94583

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Knightsen Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Sean Lawrence Fitzpatrick

Steven B. Sievers

Hank W. Walth

Michael Scott Martin

Andrew Peter Rausch

David I Katzen

Christopher Kenneth Carlberg

Alia Khan

Christopher K Carlberg

Lubna K Jahangiri

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

WORKOUT

GUARANTOR

CHAPTER 13 PLAN

PRESUMED ABUSE

FAIR CREDIT BILLING ACT (FCBA)

SUBROGATION

DEBIT CARD

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