Oakland Bankruptcy & Debt Lawyer, California

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Max  Cline Lawyer

Max Cline

Bankruptcy, Commercial Bankruptcy, Consumer Bankruptcy, Collection, Credit & Debt

The Cline Law Group represents consumer and small business debtors who reside or have their business in Alameda, Contra Costa, San Francisco and San M... (more)

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CONTACT

800-305-1780

Samuel  Pooler Lawyer

Samuel Pooler

VERIFIED
Divorce & Family Law, Bankruptcy & Debt, DUI-DWI

The Law Office of Samuel L. Pooler is a full service legal service provider that is at your service, day or night. I offer reliable advice and represe... (more)

Lawrence William Thorpe Lawyer

Lawrence William Thorpe

VERIFIED
Dissolution, Divorce & Family Law, Child Custody
+ LLMCorporation Law from NYU + Preeminent rating Martindale-Hubble

Larry is a family law specialist, certified by the California Board of Legal Specialization, with the highest rating by Martindale-Hubbell as AV-Preem... (more)

FREE CONSULTATION 

CONTACT

800-978-1831

Manuel Alzamora Juarez Lawyer

Manuel Alzamora Juarez

VERIFIED
Accident & Injury, Bankruptcy, Landlord-Tenant
Dog Bite, Auto Accident Injury & Bankruptcy

DOG BITE IN 0AKLAND-ANTIOCH-BERKELEY-STOCKTON & SAN FRANCISCO-CALIFORNIA? THERE IS HELP FOR YOUR DOG BITE INJURIES. CALL ATTORNEY/MANUEL A. JUAREZ AT ... (more)

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CONTACT

510-206-4492

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Joseph B Angelo Lawyer

Joseph B Angelo

VERIFIED
Bankruptcy & Debt, Bankruptcy, Bankruptcy Litigation, Consumer Bankruptcy

Joseph Angelo proudly serves the Bay Area including San Francisco, Contra Costa and Alameda Counties in Bankruptcy.

FREE CONSULTATION 

CONTACT

800-827-7691

Rafael Shinn Climaco Lawyer

Rafael Shinn Climaco

VERIFIED
Immigration, Deportation, Visa, Bankruptcy

Lawyer.com Member Questionnaire How did you build a successful practice? Mostly through referrals from satisfied former clients. What should ... (more)

Harry L Styron Lawyer

Harry L Styron

VERIFIED
Divorce & Family Law, Consumer Bankruptcy

Since 1975 I have been practicing in all phases of dissolution of marriage matters, including litigation, appeals, mediations, and limited scope repre... (more)

FREE CONSULTATION 

CONTACT

800-869-3940

Damian M. Idiart Lawyer

Damian M. Idiart

VERIFIED
Accident & Injury, Social Security -- Disability, Bankruptcy & Debt, Criminal

Damian handles personal injury cases, social security/disability claims, bankruptcy cases, and criminal defense. He has been practicing since 2001 and... (more)

Sunita  Kapoor Lawyer

Sunita Kapoor

VERIFIED
Business, Personal Injury, Criminal, Bankruptcy, Family Law
925351

Headquartered in Danville, California, the Law Offices of Sunita Kapoor, represents individuals and businesses in California. Specializing in business... (more)

Neil Jon Bloomfield Lawyer

Neil Jon Bloomfield

VERIFIED
Bankruptcy, Personal Injury, Family Law, Trusts, Litigation
It's not just the about the law - it's about your life.

Neil is the senior managing attorney at BLG, a Harvard Law School graduate (JD, cum laude) with extensive litigation and transaction experience in a w... (more)

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.