Santa Ana Bankruptcy & Debt Lawyer, California

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Aaron Lloyd
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Lloyd Legal Bankruptcy
1181 Puerta Del Sol, Suite 140 San Clemente,CA 92673» view map
Chapter 7, Chapter 13, Debt Settlement
Experienced California Bankruptcy Lawyer

We represent people that want to wipe out their debts. We will be with you every step of the way.Use bankruptcy to your advantage. Get the “Fresh Start” you deserve!

800-449-8370
1. Aaron Lloyd Redlands,California
  Attorney at Law-CA,2015
  California Western,J.D. 2014
2. About UsAaron Lloyd
  At Lloyd Legal we specialize in bankruptcy.
3. Contact UsCall or Email Now
  We have multiple offices throughout California with specialists ready to help.
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Gregory Mark Fitzgerald

✓ VERIFIED

Bankruptcy & Debt, Consumer Protection, Workout, Garnishment, Student Rights

Fitzgerald & Campbell is a Consumer Protection Law Firm unlike any other. We provide affordable protection to consumers suffering from debt throughou... (more)

FREE CONSULTATION

CONTACT

800-732-9061

400 N. Tustin Avenue, Santa Ana, CA 92705

Sean K. Singh

✓ VERIFIED

Divorce & Family Law, Accident & Injury, Bankruptcy & Debt, Employment, Criminal

32 Years of legal service to the community.

Providing legal services to the community for the last 32 years.

FREE CONSULTATION

CONTACT

800-683-8070

801 Bush Street, Santa Ana, CA 92701

Alan S. Wolf

✓ VERIFIED

Real Estate, Employment, Bankruptcy Litigation, Business, Banking & Finance

Alan S. Wolf is the President and Managing Attorney of The Wolf Firm, A Law Corporation. Mr. Wolf has served as the Chair of the California Mortgage ... (more)

CONTACT

800-704-0460

2955 Main Street, Irvine, CA 92614

Walter David Channels

✓ VERIFIED

Divorce & Family Law, Tax Litigation, Car Accident, Real Estate, Bankruptcy & Debt

I have been practicing family law in the counties of Orange, Los Angeles, Riverside, and San Bernardino for over 30 years. I offer a free telephone c... (more)

FREE CONSULTATION

CONTACT

800-951-5741

129 West Wilson Street, Costa Mesa, CA 92627

Marc A. Zimmerman

Corporate, Business Organization, Contract, Credit & Debt, Estate Planning

Status: In Good Standing

CONTACT

13102 Marcy Ranch Road, Santa Ana, CA 92705

Frank R. Sariol

Bankruptcy, Construction, Immigration, Litigation, Car Accident

Status: In Good Standing

FREE CONSULTATION

CONTACT

1600 N. Broadway, Santa Ana, CA 92706

Todd C. Ringstad

Bankruptcy

Status: In Good Standing

CONTACT

2030 Main Street, Irvine, CA 92614

Nanette D. Sanders

Bankruptcy

Status: In Good Standing

CONTACT

2030 Main Street, Irvine, CA 92614

Paul E. Van Hoomissen

Banking & Finance, Bankruptcy, Complex Litigation, Litigation

Status: In Good Standing

CONTACT

2030 Main Street, 12th floor, Irvine, CA 92614

Christopher A. Minier

Bankruptcy

Status: In Good Standing

CONTACT

2030 Main Street, Irvine, CA 92614

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

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Santa Ana Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Lloyd Legal Bankruptcy

SPONSORED LAWYERS

Gregory Mark Fitzgerald

Sean K. Singh

Alan S. Wolf

Walter David Channels

Marc A. Zimmerman

Frank R. Sariol

Todd C. Ringstad

Nanette D. Sanders

Paul E. Van Hoomissen

Christopher A. Minier

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

PRESUMED ABUSE

DEBT COLLECTOR

GUARANTOR

TRUTH IN LENDING ACT (TILA)

FORBEARANCE

FAIR CREDIT BILLING ACT (FCBA)

COLLECTION AGENCY

LIQUIDATING PARTNER

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