Santa Ana Bankruptcy & Debt Lawyer, California

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Gregory Mark Fitzgerald Lawyer

Gregory Mark Fitzgerald

VERIFIED
Bankruptcy & Debt, Credit & Debt, Collection, Garnishment, Consumer Protection

Fitzgerald & Campbell is a Consumer Protection Law Firm unlike any other. We provide affordable protection to consumers suffering from debt throughou... (more)

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800-732-9061

Chris T. Nguyen Lawyer

Chris T. Nguyen

VERIFIED
Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Chris Truc Nguyen is a practicing lawyer in the state of California who focuses on bankruptcy law. Lawyer.com Member Questionnaire Please desc... (more)

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800-879-0801

John Charles Fitzgerald Lawyer

John Charles Fitzgerald

VERIFIED
Bankruptcy & Debt, Tax, Business Organization, Estate, State Government

At Law Offices of John Charles Fitzgerald, we efficiently and effectively guide clients to improve their finances. All through California we can help ... (more)

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800-964-0971

Alan S. Wolf Lawyer

Alan S. Wolf

VERIFIED
Real Estate, Employment, Bankruptcy Litigation, Business, Banking & Finance

Alan S. Wolf is the President and Managing Attorney of The Wolf Firm, A Law Corporation. Mr. Wolf has served as the Chair of the California Mortgage ... (more)

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Krystina  Tran Lawyer

Krystina Tran

VERIFIED
Bankruptcy & Debt, Accident & Injury, Estate Planning, Foreclosure, Landlord-Tenant

Attorney Tran is a practicing lawyer in the state of California.

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CONTACT

800-391-3210

Frank R. Sariol

Bankruptcy, Construction, Immigration, Litigation, Car Accident
Status:  In Good Standing           

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Brian Joseph Kucsan

Banking & Finance, Foreclosure, Lending, Workout
Status:  In Good Standing           

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Debra Grimaila

Corporate, Contract, Credit & Debt, Landlord-Tenant
Status:  In Good Standing           

Arlene M. Tokarz

Family Law, Divorce, Child Support, Bankruptcy
Status:  In Good Standing           

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Jon A Longerbone

Antitrust, Arbitration, Banking & Finance, Bankruptcy
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

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Free Help: Use This Form or Call 800-943-8690

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Lawyer.com can help you easily and quickly find Santa Ana Bankruptcy & Debt Lawyers and Santa Ana Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT FILE

See credit report.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.