Modesto Bankruptcy & Debt Lawyer, California


Lauren B. Franzella Lawyer

Lauren B. Franzella

VERIFIED
Divorce & Family Law, Child Custody, Child Support, Bankruptcy

Lauren B. Franzella is a Partner in the Modesto Office with Borton Petrini, LLP. Lauren received her undergraduate degree from California State Univer... (more)

Tamie Lee Cummins Lawyer

Tamie Lee Cummins

VERIFIED
Bankruptcy & Debt, Divorce & Family Law, Child Support, Child Custody
Certified Family Law Specialist State Bar of California

Tamie L. Cummins is a Partner in the Modesto office of Borton Petrini, LLP, and manages the Borton Petrini, LLP Family Law Division for the State of C... (more)

Patrick B. Greenwell

Criminal, Civil Rights, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

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John Nguyen

Bankruptcy, Farms, DUI-DWI, Divorce
Status:  In Good Standing           Licensed:  18 Years
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Jeeni Rae Casey

Commercial Real Estate, Litigation, Lawsuit & Dispute, Credit & Debt
Status:  In Good Standing           Licensed:  12 Years

Julie Alice Richardson

Employee Rights, Elder Law, Administrative Law, Credit & Debt
Status:  In Good Standing           Licensed:  19 Years

Richard Legrande Sheppard

Traffic, Social Security, Bankruptcy & Debt, Accident & Injury
Status:  In Good Standing           Licensed:  16 Years

Thomas Patrick Hogan

Family Law, Criminal, Business, Credit & Debt
Status:  In Good Standing           

Ameet Singh Birring

Workers' Compensation, Contract, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  9 Years

Mahanvir Singh Sahota

Employee Rights, Corporate, Bankruptcy, Medical Malpractice
Status:  In Good Standing           Licensed:  14 Years

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Free Help: Use This Form or Call 800-943-8690

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Lawyer.com can help you easily and quickly find Modesto Bankruptcy & Debt Lawyers and Modesto Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)
A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)
A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

COLLATERAL

Property that guarantees payment of a secured debt.