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Mahyad  Koohanim Lawyer

Mahyad Koohanim

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Criminal, Bankruptcy & Debt, Personal Injury, Car Accident

Mahyad is a persistent knowledgeable, and experienced lawyer who has been practicing law in California for over 13 year. He specializes in Criminal De... (more)

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323-888-8888

Daren  Schlecter Lawyer

Daren Schlecter

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Bankruptcy, Lawsuit & Dispute, Real Estate, Collection, Business

The attorneys at The Law Office of Daren M. Schlecter are committed to providing clients with legal counsel for all matters relating to bankruptcy, bu... (more)

Peter C. Bronstein Lawyer

Peter C. Bronstein

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Lawsuit & Dispute, Business, Business Organization, Commercial Real Estate, Bankruptcy & Debt

Peter Bronstein is a practicing lawyer in the state of California. He received his J.D. from California Western School of Law in 1989. Was corporate c... (more)

Andrei  Armas Lawyer

Andrei Armas

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Consumer Rights, Consumer Protection, Identity Theft, Credit & Debt

Andrei Armas is a Partner of Armas & Joseph, APLC specializing in consumer protection, class action litigation, and civil trials. Mr. Armas also prac... (more)

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800-675-3790

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Ghada Helena Philips Lawyer

Ghada Helena Philips

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Bankruptcy & Debt, Foreclosure, Reorganization, Estate, Power of Attorney

Ms. Ghada Philips is a lawyer serving Montebello, California and the surrounding locations.

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800-743-9850

William J. Rose Lawyer

William J. Rose

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Employment, Business, Consumer Rights, Lawsuit & Dispute, Credit & Debt
Rose Consumer Law represents the interests of consumers and employees, exclusively.

Attorney William J. Rose is an experienced litigator and negotiator who has represented consumers and employees in California for nearly 20 years. He... (more)

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800-661-9210

Jeffrey Lee Zindler Costell Lawyer

Jeffrey Lee Zindler Costell

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General Practice

Jeffrey Costell is a practicing attorney in the state of California. He graduated from Georgetown University with his J.D. in 1980. He currently works... (more)

Edwin A. Barnum Lawyer

Edwin A. Barnum

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Bankruptcy & Debt, Divorce & Family Law, Estate Planning, Personal Injury, Foreclosure
Helping You "Tip" The Balance of Justice in Your Favor.

Edwin Barnum is a bankruptcy lawyer proudly serving Torrance, CA and the neighboring communities. He reassures all his clients that he passes "no jud... (more)

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800-820-6081

Sundee  Teeple Lawyer

Sundee Teeple

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Bankruptcy & Debt, Bankruptcy, Credit & Debt, Reorganization

Winterbotham Parham Teeple, a PC has over 40 years experience working in Bankruptcy law and will work for you to obtain the best results available. Ou... (more)

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714-543-7717

Robert Lee Scott Lawyer

Robert Lee Scott

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Real Estate, Business, Lawsuit & Dispute, Bankruptcy & Debt, Intellectual Property

Over 20 Years Rated "AV" Highest Possible Peer Review Legal Ability & Ethical Standards Over 50 Years experience in the realm of business and consult... (more)

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)
A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.