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Mahyad  Koohanim Lawyer

Mahyad Koohanim

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Criminal, Bankruptcy & Debt, Personal Injury, Car Accident

Mahyad is a persistent knowledgeable, and experienced lawyer who has been practicing law in California for over 13 year. He specializes in Criminal De... (more)

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323-888-8888

Jennifer Leigh Jones Lawyer

Jennifer Leigh Jones

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Bankruptcy & Debt

Jennifer Jones is a practicing lawyer in the state of California who handles Bankruptcy matters.

Daren  Schlecter Lawyer

Daren Schlecter

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Bankruptcy, Lawsuit & Dispute, Real Estate, Collection, Business

The attorneys at The Law Office of Daren M. Schlecter are committed to providing clients with legal counsel for all matters relating to bankruptcy, bu... (more)

Peter C. Bronstein Lawyer

Peter C. Bronstein

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Lawsuit & Dispute, Business, Business Organization, Commercial Real Estate, Bankruptcy & Debt

Peter Bronstein is a practicing lawyer in the state of California. He received his J.D. from California Western School of Law in 1989. Was corporate c... (more)

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Andrei  Armas Lawyer

Andrei Armas

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Consumer Rights, Consumer Protection, Identity Theft, Credit & Debt

Andrei Armas is a Partner of Armas & Joseph, APLC specializing in consumer protection, class action litigation, and civil trials. Mr. Armas also prac... (more)

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800-675-3790

Vincent Peter Landeros Lawyer

Vincent Peter Landeros

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Divorce & Family Law, Child Custody, Bankruptcy & Debt

Mr. Landeros has been practicing law since June 1989. He graduated from Boalt Hall School of Law at the University of California, Berkeley (CAL) where... (more)

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800-933-7031

Jeffrey Lee Zindler Costell Lawyer

Jeffrey Lee Zindler Costell

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General Practice

Jeffrey Costell is a practicing attorney in the state of California. He graduated from Georgetown University with his J.D. in 1980. He currently works... (more)

Edwin A. Barnum Lawyer

Edwin A. Barnum

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Bankruptcy & Debt, Divorce & Family Law, Estate Planning, Personal Injury, Foreclosure
Helping You "Tip" The Balance of Justice in Your Favor.

Edwin Barnum is a bankruptcy lawyer proudly serving Torrance, CA and the neighboring communities. He reassures all his clients that he passes "no jud... (more)

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800-820-6081

Stephen  Burton Lawyer

Stephen Burton

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Bankruptcy & Debt, Estate, Lawsuit & Dispute, Real Estate, Tax

Attorney Burton got his first exposure to bankruptcy law early in his career: while still in law school, he clerked with a law firm that specialized i... (more)

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818-501-5055

Sundee  Teeple Lawyer

Sundee Teeple

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Bankruptcy & Debt, Bankruptcy, Credit & Debt, Reorganization

Winterbotham Parham Teeple, a PC has over 40 years experience working in Bankruptcy law and will work for you to obtain the best results available. Ou... (more)

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714-543-7717

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT FILE

See credit report.