Bakersfield Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Patrick Kavanagh

Bankruptcy & Debt, Bankruptcy, Collection

Status: Licensed: 43 Years

FREE CONSULTATION

CONTACT

1331 L St, Bakersfield, CA 93301

Robert Stanley Williams

Bankruptcy & Debt, Bankruptcy

Status: Licensed: 48 Years

FREE CONSULTATION

CONTACT

2441 G Street, Bakersfield, CA 93301

Thomas Scott Mcintosh

Wills & Probate, Trusts, Estate Planning, Estate, Bankruptcy & Debt

Status:

CONTACT

5001 E Commercenter Dr, Bakersfield, CA 93309

R. Scott Bell

Entertainment, Family Law, Business, Credit & Debt

Status: Licensed: 26 Years

CONTACT

1331 L St, Bakersfield, CA 93301

David Max Gardner

Bankruptcy

Status: Licensed: 37 Years

CONTACT

930 Truxtun Ave, Bakersfield, CA 93301

D. Max Gardner

Lawsuit & Dispute, Criminal, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

930 Truxtun Ave, Bakersfield, CA 93301

Phillip Walter Gillet

Commercial Real Estate, Gift Taxation, Credit & Debt, Bankruptcy

Status:

CONTACT

2225 E St, Bakersfield, CA 93301

Vincent Andrew Gorski

Family Law, Business, Credit & Debt, Bankruptcy

Status:

CONTACT

309 Truxtun Avenue, Bakersfield, CA 93301

Rosetta Naddine Reed

Estate Administration, Wills & Probate, Trusts, Bankruptcy

Status: Licensed: 25 Years

CONTACT

4900 California Ave, Bakersfield, CA 93309

Gregory Lyle Jackson

Contract, Credit & Debt, Personal Injury, White Collar Crime

Status: Licensed: 24 Years

CONTACT

3815 Ming Ave, Bakersfield, CA 93309

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Bakersfield Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Patrick Kavanagh

Robert Stanley Williams

Thomas Scott Mcintosh

R. Scott Bell

David Max Gardner

D. Max Gardner

Phillip Walter Gillet

Vincent Andrew Gorski

Rosetta Naddine Reed

Gregory Lyle Jackson

TIPS

LEGAL TERMS

PRESUMED ABUSE

ADMINISTRATIVE EXPENSES

CREDIT REPORT

DEBT COLLECTOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

INTEREST

DISCHARGE (OF DEBTS)

CYBERSQUATTING

BANKRUPTCY

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