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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Justin C. Walker

Real Estate, DUI-DWI, Criminal, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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463 Ohio Pike, Cincinnati, OH 45255

Brittany Lynn Griggs

Lawsuit & Dispute, Bankruptcy & Debt, Litigation, Credit & Debt

Status: In Good Standing

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1438 Young Rd, Amelia, OH 45102

Tresa Gossett

Social Security, Elder Law, Collection, Personal Injury

Status: In Good Standing Licensed: 35 Years

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721 W Plane St, Bethel, OH 45106

Jeffry Drew Ferguson

Real Estate, Juvenile Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 39 Years

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424 W Plane St, Bethel, OH 45106

Emily Creditt McNicholas

Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

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7000 Midland Boulevard, Amelia, OH 45102

Christine Ann Millea

Environmental Law Other, Business & Trade, Bankruptcy

Status: Inactive Licensed: 15 Years

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2929 Bethel Concord Rd, bethel, OH 45106

Mark Joseph Tekulve

Family Law, Corporate, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 37 Years

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785 Ohio Pike, Cincinnati, OH 45245

Charles Joseph Tekulve

Insurance, Bankruptcy, Personal Injury, Litigation

Status: Inactive Licensed: 67 Years

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785 Ohio Pk., Cincinnati, OH 45245

Donald Kevin Swartz

Juvenile Law, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

1147 Forest Run Dr, Batavia, OH 45103

Donald Kevin Swartz

Juvenile Law, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

1147 Forest Run Dr, Batavia, OH 45103

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

New Richmond Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Justin C. Walker

Brittany Lynn Griggs

Tresa Gossett

Jeffry Drew Ferguson

Emily Creditt McNicholas

Christine Ann Millea

Mark Joseph Tekulve

Charles Joseph Tekulve

Donald Kevin Swartz

Donald Kevin Swartz

TIPS

LEGAL TERMS

CREDIT COUNSELING

TRUTH IN LENDING ACT (TILA)

CHAPTER 13 PLAN

PRESUMED ABUSE

CREDITOR

INTEREST

LIEN

BULK SALES LAW

CCCS

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