Oklahoma City Bankruptcy & Debt Lawyer, Oklahoma

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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joshua L Farmer

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Bankruptcy & Debt, Immigration, Eminent Domain

After retiring from the US Army in 2009, Mr. Farmer, never one to rest on his laurels, decided to pursue a second career as an advocate. Earning his ... (more)

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405-296-6859

3108 N. Classen Blvd., Oklahoma City, OK 73118

B. David Sisson

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Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy Litigation

We Help You Rise to a Fresh Financial Future Through Bankruptcy Solutions.

A native of the Oklahoma City area, Attorney B. David Sisson has provided bankruptcy assistance to area individuals and businesses for nearly twenty-s... (more)

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800-736-1971

305 East Comanche Street, Norman, OK 73069

Jennifer K. Christian

Bankruptcy, Corporate, Business Organization, Litigation

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920 N. Harvey Avenue, Oklahoma City, OK 73102

Joshua Clark Greenhaw, Associate

Collection, Commercial Bankruptcy, Commercial Banks, Commercial Leasing

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1900 Northwest Expressway, Oklahoma City, OK 73118

Jerome S. Sepkowitz

Administrative Law, Alimony & Spousal Support, Arbitration, Bankruptcy Litigation

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4800 North Lincoln Boulevard, Oklahoma City, OK 73105

Mike Voorhees

Banking & Finance, Corporate, Business Organization, Collection

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Bank of Oklahoma Building, 7701 South Western Avenue, Oklahoma City, OK 73139

William T. Brett

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

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2601 Northwest Expressway, Oklahoma City, OK 73112

Kim A. Tran

Bankruptcy Litigation, Collection, Contract, Credit & Debt

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9400 North Broadway, Oklahoma City, OK 73114

Elizabeth Honeywell Gray

Contract, Credit & Debt, Real Estate, Workers' Compensation

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FREE CONSULTATION

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4101 Perimeter Center Drive, Oklahoma City, OK 73112

Harold David Hanes

Bankruptcy, Estate Planning, Litigation, Personal Injury

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FREE CONSULTATION

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508 West Vandament, Yukon, OK 73099

800-814-6700

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CCCS

See Consumer Credit Counseling Service.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Oklahoma City Bankruptcy & Debt Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Joshua L Farmer

B. David Sisson

Jennifer K. Christian

Joshua Clark Greenhaw, Associate

Jerome S. Sepkowitz

Mike Voorhees

William T. Brett

Kim A. Tran

Elizabeth Honeywell Gray

Harold David Hanes

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

LIEN

LIMITED LIABILITY

ADMINISTRATIVE EXPENSES

CCCS

DISPOSABLE INCOME

CURRENT MONTHLY INCOME

GUARANTOR

BULK SALES LAW

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