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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

B. David Sisson

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Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy Litigation

We Help You Rise to a Fresh Financial Future Through Bankruptcy Solutions.

A native of the Oklahoma City area, Attorney B. David Sisson has provided bankruptcy assistance to area individuals and businesses for nearly twenty-s... (more)

CONTACT

800-736-1971

305 East Comanche Street, Norman, OK 73069

Jennifer K. Christian

Bankruptcy, Corporate, Business Organization, Litigation

Status: In Good Standing

CONTACT

920 N. Harvey Avenue, Oklahoma City, OK 73102

Joshua Clark Greenhaw, Associate

Collection, Commercial Bankruptcy, Commercial Banks, Commercial Leasing

Status: In Good Standing

CONTACT

1900 Northwest Expressway, Oklahoma City, OK 73118

Jerome S. Sepkowitz

Administrative Law, Alimony & Spousal Support, Arbitration, Bankruptcy Litigation

Status: In Good Standing

CONTACT

4800 North Lincoln Boulevard, Oklahoma City, OK 73105

Kim A. Tran

Bankruptcy Litigation, Collection, Contract, Credit & Debt

Status: In Good Standing

CONTACT

9400 North Broadway, Oklahoma City, OK 73114

Harold David Hanes

Bankruptcy, Estate Planning, Litigation, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

508 West Vandament, Yukon, OK 73099

Roland Vincent Combs III

Bankruptcy & Debt, Civil & Human Rights, Bankruptcy, Gift Taxation

Status: In Good Standing

CONTACT

3200 Nw 48Th St, Oklahoma City, OK 73107

Michelle Ann Roller

Dispute Resolution, Adoption, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

3824 North Meridian Street, Oklahoma City, OK 73112

Michael A. Bickford

Litigation, Bankruptcy, Estate Planning, Business

Status: In Good Standing

CONTACT

201 Robert S Kerr Ave, Oklahoma City, OK 73102

Armando James Rosell

Bankruptcy, Lending, Federal Appellate Practice, Bankruptcy & Debt

Status: In Good Standing

CONTACT

101 North Robinson Avenue, Oklahoma City, OK 73102

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Oklahoma City Bankruptcy Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

B. David Sisson

Jennifer K. Christian

Joshua Clark Greenhaw, Associate

Jerome S. Sepkowitz

Kim A. Tran

Harold David Hanes

Roland Vincent Combs III

Michelle Ann Roller

Michael A. Bickford

Armando James Rosell

TIPS

LEGAL TERMS

PRESUMED ABUSE

INFRINGEMENT (OF TRADEMARK)

GRACE PERIOD

UNSECURED DEBT

COSIGNER

DEBIT CARD

CHAPTER 13 PLAN

MEANS TEST

CHAPTER 13 BANKRUPTCY

SAMPLE LEGAL CASES

Bank of Oklahoma v. Ashley

Nichols v. Nichols

AMERICAN ASSOCIATES, INC. v. Quimby

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