Oneida County, NY Workout Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Oneida Workout lawyer.
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Louis T. Brindisi

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Accident & Injury, Car Accident, Workers' Compensation, Lawsuit & Dispute

Louis T. Brindisi was born in Utica, New York in 1934 and has lived here for the entirety of his life, having attended grammar schools and high school... (more)

FREE CONSULTATION

CONTACT

800-701-5871

2713 Genesee St, Utica, NY 13501

Mark Ottavio Chieco

Criminal, DUI-DWI, Felony, Misdemeanor, Expungement

CONTACT

315-623-1704

610 Charlotte St, Utica, NY 13501

George E Curtis

Litigation, Estate, Divorce & Family Law, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

2045 Genesee Street, Utica, NY 13501

Anthony J. Brindisi

Accident & Injury, Medical Malpractice, Personal Injury, Litigation

Status: In Good Standing

FREE CONSULTATION

CONTACT

2713 Genesee Street, Utica, NY 13501

Eva Brindisi Pearlman

Criminal, Bad Faith Insurance, Defamation & Slander, Animal Bite

Status: In Good Standing

FREE CONSULTATION

CONTACT

2713 Genesee Street, Utica, NY 13501

Keith A. Eisenhut

Family Law, Banking & Finance, Wills & Probate, Collaborative Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

1602 Sunset Ave, Utica, NY 13502

Robert F. Julian

Wrongful Death, Personal Injury, Car Accident, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

2037 Genesee Street, Utica, NY 13502

Anthony A. Murad

Real Estate, Personal Injury, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

2713 Genesee Street, Utica, NY 13501

Richard Pertz

Products Liability, Pharmaceutical Product, Medical Malpractice, Animal Bite

Status: In Good Standing

FREE CONSULTATION

CONTACT

2713 Genesee Street, Utica, NY 13501

Stephanie A. Palmer

Products Liability, Pharmaceutical Product, Medical Malpractice, Professional Malpractice

Status: In Good Standing

FREE CONSULTATION

CONTACT

2713 Genesee Street, Utica, NY 13501

800-923-0641

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800-943-8690

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CCCS

See Consumer Credit Counseling Service.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Oneida County, NY Workout Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Louis T. Brindisi

Mark Ottavio Chieco

George E Curtis

Anthony J. Brindisi

Eva Brindisi Pearlman

Keith A. Eisenhut

Robert F. Julian

Anthony A. Murad

Richard Pertz

Stephanie A. Palmer

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

SETOFF

CCCS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

TRUTH IN LENDING ACT (TILA)

SECURED DEBT

DEFINED CONTRIBUTION PLAN

COSIGNER

CURRENT MONTHLY INCOME

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