Otisville Reorganization Lawyer, Michigan, page 3

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Kirk M. Liebengood

Land Use & Zoning, Wills & Probate, Labor Law, Family Law, Collection
Status:  In Good Standing           Licensed:  47 Years

John D. Nickola

Dispute Resolution, Immigration, Trusts, Credit & Debt, Accident & Injury
Status:  In Good Standing           Licensed:  59 Years

Mary Melissa Digiamberdine

Credit & Debt, Consumer Bankruptcy, Bankruptcy
Status:  In Good Standing           Licensed:  20 Years

Kathleen M. Main

Credit & Debt, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  39 Years

Rhonda R. Stowers

Labor Law, Employment, Criminal, Collection
Status:  In Good Standing           Licensed:  23 Years

Jill-Marie Creech Bauer

Federal Appellate Practice, Family Law, Criminal, Bankruptcy
Status:  In Good Standing           Licensed:  19 Years

Jill L. Nylander

Veterans' Affairs, Other, Social Security, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  33 Years

Monica Wilson

Trusts, Divorce, Elder Law, Bankruptcy
Status:  In Good Standing           

Herman Marable

Consumer Bankruptcy
Status:  In Good Standing           Licensed:  34 Years

John L. Topping

Traffic, Business, Collection, Bankruptcy
Status:  In Good Standing           Licensed:  39 Years

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800-943-8690

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FCBA

See Fair Credit Billing Act.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

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