Petersham Bankruptcy & Debt Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Carla Alonah Halpern

Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

83 North Main Street, New Salem, MA 01355

David Lima

Commercial Real Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

181 Main Street, Athol, MA 01331

Jeneen M. Moran

Commercial Real Estate, Real Estate, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

461 Ware Corner Road, Oakham, MA 01068

Greta Lamountain Biagi

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

191 Packardville Road, Belchertown, MA 01007

Clifford D. Heaton

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

19 Horseshoe Circle, Ware, MA 01082

Paul A. Laroche

Real Estate, Employment, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

338 Elm Street, Gardner, MA 01440

Gregory Devon Bascomb

Litigation, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

CONTACT

8 Chadwick Court, Amherst, MA 01002

David J. Noonan

Real Estate, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

32 Tanglewood Road, Amherst, MA 01002

Nadine Camelia Mazard

Estate, Civil & Human Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

190 Village Park, Amherst, MA 01002

Michael H.M. Brown

Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

1351 Bay Road, Amherst, MA 01002

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FDCPA

See Fair Debt Collections & Practices Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Petersham Bankruptcy & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Carla Alonah Halpern

David Lima

Jeneen M. Moran

Greta Lamountain Biagi

Clifford D. Heaton

Paul A. Laroche

Gregory Devon Bascomb

David J. Noonan

Nadine Camelia Mazard

Michael H.M. Brown

TIPS

LEGAL TERMS

CREDIT REPORT

FDCPA

CHAPTER 7 BANKRUPTCY

ACCORD AND SATISFACTION

TOXIC TORT

IRS EXPENSES

ABUSE

PRESUMED ABUSE

NONEXEMPT PROPERTY

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