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Philadelphia Bankruptcy & Debt Lawyer, Pennsylvania


Jonathan  Stanwood Lawyer

Jonathan Stanwood

VERIFIED
Bankruptcy, Foreclosure, Misdemeanor, Real Estate Other, Felony
Experienced & Practical

Jonathan Stanwood has been practicing law for over 20 years. He has significant experience in consumer bankruptcy, having filed hundreds cases on beh... (more)

FREE CONSULTATION 

CONTACT

800-938-2740

Michael Alan Latzes Lawyer

Michael Alan Latzes

VERIFIED
Bankruptcy, Divorce & Family Law, Real Estate, Wills & Probate, Foreclosure
Let Our 33 Years of Legal Experience Help You

Throughout his career, Mr. Latzes has directed his practice toward representing individuals who required bankruptcy assistance and related consumer ma... (more)

FREE CONSULTATION 

CONTACT

800-981-8170

Jonathan  Stanwood Lawyer

Jonathan Stanwood

Bankruptcy, Foreclosure, Real Estate Other, Misdemeanor, Felony
Experienced & Practical

FREE CONSULTATION 

CONTACT
Christopher  Bokas Lawyer

Christopher Bokas

VERIFIED
Criminal, Bankruptcy

Attorney Christopher Bokas handles all felonies and misdemeanors, including white collar crimes, juvenile crimes, drug offenses, parol and probation v... (more)

FREE CONSULTATION 

CONTACT

800-997-6550

Stuart A. Eisenberg Lawyer

Stuart A. Eisenberg

VERIFIED
Bankruptcy, Criminal, Personal Injury, Real Estate, Estate
When Your Interests Are At Stake, Not Just Any Lawyer Will Do

Stuart A. Eisenberg has over 35 years of involvement as an attorney. Since 1998, Mr. Eisenberg’s law firm has successfully engaged in assisting con... (more)

Donald  Williford Lawyer

Donald Williford

VERIFIED
Bankruptcy, DUI-DWI, Family Law, Litigation, Wills & Probate

Bristol, PA Lawyer The Law Office of Donald Williford For over 24 years, the Law Office of Donald Williford has provided aggressive and effect... (more)

FREE CONSULTATION 

CONTACT

800-429-9010

Michael P Kelly Lawyer

Michael P Kelly

VERIFIED
Bankruptcy & Debt, Accident & Injury, Estate, Real Estate, Wills & Probate

Michael P. Kelly has been a resident of Bucks County all of his life except for the three years that he attended the University of Baltimore School of... (more)

David Kennedy Bifulco Lawyer

David Kennedy Bifulco

VERIFIED
Business, Workout, Accident & Injury, DUI-DWI, Real Estate

My name is David Kennedy Bifulco, I am a Pennsylvania Consumer Debt Advocate. I represent individuals and families in the Greater Philadelphia area a... (more)

FREE CONSULTATION 

CONTACT

800-935-4941

John M. Adelstein Lawyer

John M. Adelstein

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt, Reorganization

Jon M. Adelstein has an established track record of helping financially challenged consumer and business clients in Bucks, Montgomery and Philadelphia... (more)

FREE CONSULTATION 

CONTACT
Dawn M. Didonato Lawyer

Dawn M. Didonato

VERIFIED
Consumer Rights, Bankruptcy & Debt, Real Estate, Criminal

Dawn DiDonato Burke has served as an Assistant Prosecutor in the Philadelphia District Attorney’s office from 1992 through 2001. She practiced for s... (more)

800-923-0641

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Lawyer.com can help you easily and quickly find Philadelphia Bankruptcy & Debt Lawyers and Philadelphia Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.