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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Miriam Jane Aukerman

Criminal, Collection

Status: Licensed: 24 Years

CONTACT

1514 Wealthy St Se, Grand Rapids, MI 49506

Brett Andrew Strick

Contract, Collection, Employee Rights, Government Contract

Status:

CONTACT

500 Fulton St E, Grand Rapids, MI 49503

William Reid Morris

Trademark, Copyright, Intellectual Property, Collection

Status:

CONTACT

625 Kenmoor Ave Se, Grand Rapids, MI 49546

Jeremy Brandon Shephard

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 16 Years

CONTACT

866 3 Mile Rd NW, Grand Rapids, MI 49544

Lesley S. Kranenberg

Criminal, Collection, Animal Bite, Accident & Injury

Status: Licensed: 33 Years

CONTACT

234 Division Ave N, Grand Rapids, MI 49503

John A. Vos

Landlord-Tenant, Federal Appellate Practice, Administrative Law, Collection

Status: Licensed: 40 Years

CONTACT

234 Division Ave N, Grand Rapids, MI 49503

Ann Scarbrough Olson

Native People, Family Law, Administrative Law, Collection

Status:

CONTACT

350 Ottawa Ave Nw, Grand Rapids, MI 49503

Thomas J. Dempsey

Collection, Limited Liability Companies

Status: Licensed: 32 Years

CONTACT

300 Monroe Ave NW, Grand Rapids, MI 49503

Danyale Marquia Phillips

Health Care Other, Federal Appellate Practice, Reinsurance, Collection

Status: Licensed: 10 Years

CONTACT

111 Lyon St NW, Grand Rapids, MI 49503

Mary Anna Owens

Divorce & Family Law, Criminal, Collection

Status: Licensed: 43 Years

CONTACT

124 Fulton St E, Grand Rapids, MI 49503

800-814-6700

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

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Plainfield Collection Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Miriam Jane Aukerman

Brett Andrew Strick

William Reid Morris

Jeremy Brandon Shephard

Lesley S. Kranenberg

John A. Vos

Ann Scarbrough Olson

Thomas J. Dempsey

Danyale Marquia Phillips

Mary Anna Owens

TIPS

LEGAL TERMS

CREDIT COUNSELING

SETOFF

LIQUIDATING PARTNER

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT BUREAU

NONDISCHARGEABLE DEBTS

LOSS DAMAGE WAIVER (LDW)

GRACE PERIOD

LIABILITY

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