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Richard Batesky
About | Practice Areas
Batesky Law Office
22 East Washington St. Suite 210 Indianapolis, IN 46204» view map
Accident & Injury Law
Top-Notch Indiana Injury Attorney

At Batesky Law Office, we fight to obtain the maximum compensation for our clients. Regardless of how difficult your case may seem.

800-962-8840
1. Richard Batesky Indianapolis, IN
  Attorney at Law- IN, 1990
  Maurer School of Law, J.D. 1990
2. AboutBatesky Law Office
  Top-Notch Indiana Injury Attorney
3. Practice AreasExpertise
  Accident & Injury Law
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Sean T White

Construction, Litigation, Corporate, Credit & Debt

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CONTACT

111 Monument Circle, Indianapolis, IN 46244

William L. O'Connor

Children's Rights, Insurance, Corporate, Credit & Debt

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One American Square, Indianapolis, IN 46282

James Edward Rossow

Electronic Commerce, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 27 Years

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135 N Pennsylvania St, Indianapolis, IN 46204

Cynthia Michelle Reese

Credit & Debt, Litigation

Status: Licensed: 28 Years

CONTACT

One American Square, Indianapolis, IN 46204

Samuel David Hodson

Litigation, Credit & Debt, Bankruptcy & Debt

Status: Licensed: 39 Years

CONTACT

One American Square, Indianapolis, IN 46282

Caroline Ellona Richardson

Credit & Debt

Status: Licensed: 16 Years

CONTACT

One American Square, Indianapolis, IN 46282

Sarah Lynn Fowler

Real Estate, Litigation, Business & Trade, Credit & Debt

Status: Licensed: 13 Years

CONTACT

342 Massachusetts Avenue, Indianapolis, IN 46204

Alicia M. Chandler

Real Estate, Litigation, Corporate, Credit & Debt

Status: Licensed: 23 Years

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8888 Keystone Crossing, Indianapolis, IN 46240

Michael Ghosh

Real Estate, Foreclosure, Credit & Debt

Status: Licensed: 25 Years

CONTACT

275 Medical Drive, Carmel, IN 46082

800-814-6700

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FCRA

See Fair Credit Reporting Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

SAMPLE LEGAL CASES

Home Depot USA v. IND. DEPT. STATE REV.

... (See Pet'r Br. at 18-20.). The Department argues, on the other hand, that in order for Home Depot to receive the deduction, Home Depot was required to write off the credit card accounts as uncollectible debt for federal tax purposes. ...

Smither v. Asset Acceptance, LLC

... exchange, or other written contracts for the payment of money executed after August 31, 1982, must be commenced within six (6) years after the cause of action accrues." We are not convinced, however, that this statute of limitations applies to attempts to collect credit card debt. ...

Bank of America, NA v. Ping

... terminate the Credit Agreement. However, after proceeds from the Bank of America Mortgage had been used to pay the balance owed on the credit, Ping incurred more than $76,000 in additional debt under the Credit Agreement. ...

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Plainfield Credit & Debt Lawyer, Indiana

Sponsored Law Firm

Batesky Law Office

SPONSORED LAWYERS

Sean T White

William L. O'Connor

James Edward Rossow

Cynthia Michelle Reese

Samuel David Hodson

Caroline Ellona Richardson

Sarah Lynn Fowler

Alicia M. Chandler

Michael Ghosh

TIPS

LEGAL TERMS

PREFERENCE

GRACE PERIOD

BANKRUPTCY

NO-FAULT INSURANCE

CHAPTER 13 PLAN

FCRA

CREDITOR

REAFFIRMATION

FDCPA

SAMPLE LEGAL CASES

Home Depot USA v. IND. DEPT. STATE REV.

Smither v. Asset Acceptance, LLC

Bank of America, NA v. Ping

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