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Richard Batesky
About | Practice Areas
Batesky Law Office
22 East Washington St. Suite 210 Indianapolis, IN 46204» view map
Accident & Injury Law
Top-Notch Indiana Injury Attorney

At Batesky Law Office, we fight to obtain the maximum compensation for our clients. Regardless of how difficult your case may seem.

800-962-8840
1. Richard Batesky Indianapolis, IN
  Attorney at Law- IN, 1990
  Maurer School of Law, J.D. 1990
2. AboutBatesky Law Office
  Top-Notch Indiana Injury Attorney
3. Practice AreasExpertise
  Accident & Injury Law
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Elizabeth Noel Hahn

Credit & Debt, Bankruptcy

Status: Licensed: 21 Years

CONTACT

135 N Pennsylvania St, Indianapolis, IN 46204

Gregory Howard Coleman

Landlord-Tenant, Trusts, DUI-DWI, Credit & Debt

Status: Licensed: 35 Years

CONTACT

320 North Meridian Street, Indianapolis, IN 46204

James Louis Policchio

Litigation, Civil Rights, Credit & Debt

Status: Licensed: 8 Years

CONTACT

307 N. Pennsylvania St, Indianapolis, IN 46204

James Edward Rossow

Electronic Commerce, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 27 Years

CONTACT

135 N Pennsylvania St, Indianapolis, IN 46204

James Harold Hernandez

Estate Planning, Estate, Criminal, Credit & Debt

Status: Licensed: 40 Years

CONTACT

567 North Emerson Avenue, Greenwood, IN 46143

Jerry E. Smith

Bankruptcy & Debt, Bankruptcy, Foreclosure, Reorganization, Credit & Debt

Status: Licensed: 17 Years

FREE CONSULTATION

CONTACT

320 N. Meridian St., Indianapolis, IN 46204

Katherine Elisabeth Carlton

Litigation, Civil Rights, Credit & Debt

Status: Licensed: 11 Years

CONTACT

4545 Northwestern Dr, Zionsville, IN 46077

Matthew Michael Cree

Bankruptcy, Business & Trade, Wills, Commercial Real Estate, Credit & Debt

Status: Licensed: 19 Years

CONTACT

310 W Main Street, Greenwood, IN 46142

Matthew Wentworth Conrad

Bankruptcy & Debt, Estate, Consumer Bankruptcy, Credit & Debt

Status:

CONTACT

101 W Ohio St, Indianapolis, IN 46204

Matthew Stephen Abels

Traffic, Immigration, Child Custody, Criminal, Credit & Debt

Status:

CONTACT

151 N. Delaware St., Indianapolis, IN 46204

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FCRA

See Fair Credit Reporting Act.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SAMPLE LEGAL CASES

Home Depot USA v. IND. DEPT. STATE REV.

... (See Pet'r Br. at 18-20.). The Department argues, on the other hand, that in order for Home Depot to receive the deduction, Home Depot was required to write off the credit card accounts as uncollectible debt for federal tax purposes. ...

Smither v. Asset Acceptance, LLC

... exchange, or other written contracts for the payment of money executed after August 31, 1982, must be commenced within six (6) years after the cause of action accrues." We are not convinced, however, that this statute of limitations applies to attempts to collect credit card debt. ...

Bank of America, NA v. Ping

... terminate the Credit Agreement. However, after proceeds from the Bank of America Mortgage had been used to pay the balance owed on the credit, Ping incurred more than $76,000 in additional debt under the Credit Agreement. ...

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Plainfield Credit & Debt Lawyer, Indiana, page 2

Sponsored Law Firm

Batesky Law Office

SPONSORED LAWYERS

Elizabeth Noel Hahn

Gregory Howard Coleman

James Louis Policchio

James Edward Rossow

James Harold Hernandez

Jerry E. Smith

Katherine Elisabeth Carlton

Matthew Michael Cree

Matthew Wentworth Conrad

Matthew Stephen Abels

TIPS

LEGAL TERMS

IRS EXPENSES

TRADE DRESS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

UNDUE HARDSHIP

FCRA

HOUSEHOLDER

ADMINISTRATIVE EXPENSES

REAFFIRMATION

COLLECTION AGENCY

SAMPLE LEGAL CASES

Home Depot USA v. IND. DEPT. STATE REV.

Smither v. Asset Acceptance, LLC

Bank of America, NA v. Ping

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