Plainfield Reorganization Lawyer, Michigan, page 9

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Robert L. Lalley

Family Law, Divorce & Family Law, Contract, Bankruptcy

Status: Licensed: 52 Years

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40 Pearl St Nw, Grand Rapids, MI 49503

Curt A. Benson

Litigation, Consumer Rights, Insurance, Bankruptcy & Debt

Status: Licensed: 39 Years

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180 Ottawa Ave Nw, Grand Rapids, MI 49503

Heather Adams Bell

Lawsuit & Dispute, Bankruptcy & Debt

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40 Pearl St, Grand Rapids, MI 49503

Denise D. Twinney

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

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300 Ottawa Ave Nw, Grand Rapids, MI 49503

Robert F. Wardrop

Business & Trade, Business, Bankruptcy, Personal Injury

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300 Ottawa Ave Nw, Grand Rapids, MI 49503

Patrick Edward Mears

Credit & Debt, Bankruptcy, Real Estate, Business

Status: Licensed: 28 Years

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300 Ottawa, Nw, Grand Rapids, MI 49503

Phillip S. Stenger

Consumer Bankruptcy, Bankruptcy

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300 Ottawa Avenue N.W., Grand Rapids, MI 49503

Martin Blase Mead

Litigation, Employee Rights, Administrative Law, Consumer Bankruptcy

Status: Licensed: 39 Years

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29 Pearl St Nw, Grand Rapids, MI 49503

Jeffrey David Mapes

Other, Foreclosure, Bankruptcy, Bankruptcy & Debt

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George Joseph George

Lawsuit & Dispute, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 13 Years

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29 Pearl Street N.W., Grand Rapids, MI 49503

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FCBA

See Fair Credit Billing Act.

FDCPA

See Fair Debt Collections & Practices Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Plainfield Reorganization Lawyer, Michigan, page 9

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Robert L. Lalley

Curt A. Benson

Heather Adams Bell

Denise D. Twinney

Robert F. Wardrop

Patrick Edward Mears

Phillip S. Stenger

Martin Blase Mead

Jeffrey David Mapes

George Joseph George

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LEGAL TERMS

COLLECTION AGENCY

FCBA

FDCPA

LIMITED LIABILITY

GARNISHMENT

LOSS DAMAGE WAIVER (LDW)

TRADE NAME

SOLE PROPRIETORSHIP

DISPOSABLE INCOME

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