Polaris Reorganization Lawyer, Montana, page 5

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Ralph W. Wilkerson
About | Practice Areas
Ralph W. Wilkerson Attorney at Law
2722 3rd Avenue North Suite 400 Billings, MT 59101» view map
Bankruptcy & Debt
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Allow our knowledgeable attorney to begin bankruptcy proceedings so you can put an end to harassing creditor phone calls.

800-785-0631
1. Ralph Wilkerson Billings, MT
  Attorney at Law - AZ, 1996
  University of Wyoming J.D. 1995
2. AboutRalph W. Wilkerson Attorney at Law
  Helping you in a variety of situations.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John N Radonich

General Practice

Status: Licensed: 64 Years

CONTACT

905 W 3Rd Street, Anaconda, MT 59711

Joseph Ben Everett

Accident & Injury

Status: Licensed: 14 Years

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217 East Park Avenue, Anaconda, MT 59711

Bernard J Everett

General Practice

Status: Licensed: 49 Years

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217 East Park Avenue, Anaconda, MT 59711

Kenneth Alan Connors

General Practice

Status: Licensed: 29 Years

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212 E Park Ave, Anaconda, MT 59711

Joan Sanders Borneman

General Practice

Status: Licensed: 34 Years

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1606 Ogden Street, Anaconda, MT 59711

Kevin E Vainio

Federal Trial Practice, Household Mold, Commercial Real Estate, Personal Injury

Status:

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100 W Park Avenue, Anaconda, MT 59711

Jessica Lin Wilkerson

General Practice

Status: Licensed: 13 Years

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118 Cherry Street, Anaconda, MT 59711

Ryan Lorenz

General Practice

Status: Licensed: 10 Years

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800 S. Main, Anaconda, MT 59711

Bob McCarthy

Accident & Injury, Personal Injury, Car Accident, Medical Malpractice

Status:

FREE CONSULTATION

CONTACT

3738 Harrison Ave Ste A, Butte, MT 59701

Francis Joel Joseph

Lawsuit & Dispute, Health Care Other, Criminal, Accident & Injury

Status: Licensed: 37 Years

CONTACT

2801 S Montana Street, Butte, MT 59701

800-814-6700

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Polaris Reorganization Lawyer, Montana, page 5

Sponsored Law Firm

Ralph W. Wilkerson Attorney at Law

SPONSORED LAWYERS

John N Radonich

Joseph Ben Everett

Bernard J Everett

Kenneth Alan Connors

Joan Sanders Borneman

Kevin E Vainio

Jessica Lin Wilkerson

Ryan Lorenz

Bob McCarthy

Francis Joel Joseph

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LEGAL TERMS

DISCHARGE (OF DEBTS)

BANKRUPTCY TRUSTEE

SECURED DEBT

NONDISCHARGEABLE DEBTS

GUARANTEED RESERVATION

PRESUMED ABUSE

DEFINED CONTRIBUTION PLAN

TOXIC TORT

COSIGNER

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