Polaris Workout Lawyer, Montana, page 5

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Ralph W. Wilkerson
About | Practice Areas
Ralph W. Wilkerson Attorney at Law
2722 3rd Avenue North Suite 400 Billings, MT 59101» view map
Bankruptcy & Debt
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Allow our knowledgeable attorney to begin bankruptcy proceedings so you can put an end to harassing creditor phone calls.

800-785-0631
1. Ralph Wilkerson Billings, MT
  Attorney at Law - AZ, 1996
  University of Wyoming J.D. 1995
2. AboutRalph W. Wilkerson Attorney at Law
  Helping you in a variety of situations.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John N Radonich

General Practice

Status: Licensed: 64 Years

CONTACT

905 W 3Rd Street, Anaconda, MT 59711

Joseph Ben Everett

Accident & Injury

Status: Licensed: 14 Years

CONTACT

217 East Park Avenue, Anaconda, MT 59711

Bernard J Everett

General Practice

Status: Licensed: 49 Years

CONTACT

217 East Park Avenue, Anaconda, MT 59711

Kenneth Alan Connors

General Practice

Status: Licensed: 29 Years

CONTACT

212 E Park Ave, Anaconda, MT 59711

Joan Sanders Borneman

General Practice

Status: Licensed: 34 Years

CONTACT

1606 Ogden Street, Anaconda, MT 59711

Kevin E Vainio

Federal Trial Practice, Household Mold, Commercial Real Estate, Personal Injury

Status:

CONTACT

100 W Park Avenue, Anaconda, MT 59711

Jessica Lin Wilkerson

General Practice

Status: Licensed: 13 Years

CONTACT

118 Cherry Street, Anaconda, MT 59711

Ryan Lorenz

General Practice

Status: Licensed: 10 Years

CONTACT

800 S. Main, Anaconda, MT 59711

Bob McCarthy

Accident & Injury, Personal Injury, Car Accident, Medical Malpractice

Status:

FREE CONSULTATION

CONTACT

3738 Harrison Ave Ste A, Butte, MT 59701

Francis Joel Joseph

Lawsuit & Dispute, Health Care Other, Criminal, Accident & Injury

Status: Licensed: 37 Years

CONTACT

2801 S Montana Street, Butte, MT 59701

800-814-6700

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT FILE

See credit report.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Polaris Workout Lawyer, Montana, page 5

Sponsored Law Firm

Ralph W. Wilkerson Attorney at Law

SPONSORED LAWYERS

John N Radonich

Joseph Ben Everett

Bernard J Everett

Kenneth Alan Connors

Joan Sanders Borneman

Kevin E Vainio

Jessica Lin Wilkerson

Ryan Lorenz

Bob McCarthy

Francis Joel Joseph

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LEGAL TERMS

ACCORD AND SATISFACTION

NONDISCHARGEABLE DEBTS

CREDIT FILE

CYBERSQUATTING

PREFERENCE

FRATERNAL BENEFIT SOCIETY BENEFITS

GRACE PERIOD

CHAPTER 13 BANKRUPTCY

AUTOMATIC STAY

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