Port Jervis Reorganization Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Port Jervis Reorganization lawyer.
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Joseph J Reilly

Lawsuit & Dispute, Employment, Bankruptcy, Bankruptcy & Debt, Education

Status: Licensed: 23 Years

CONTACT

2002 Route 17M, Goshen, NY 10924

Melissa Ann Perry

Tax, Elder Law, Bankruptcy, Personal Injury, Tax Litigation

Status: Licensed: 10 Years

CONTACT

40 Matthews St, Goshen, NY 10924

Simon David Haysom

Timeshare, Immigration, Divorce, Bankruptcy

Status: Licensed: 35 Years

CONTACT

Goshen, NY 10924

Joseph J. Haspel

Timeshare, Real Estate, Traffic, Dispute Resolution, Bankruptcy

Status: Licensed: 41 Years

CONTACT

39 Casimer Rd, Middletown, NY 10941

William Wesley Frame

Criminal, Litigation, Bankruptcy, Franchising

Status: Licensed: 20 Years

CONTACT

305 Sherwood Dr N, Middletown, NY 10941

Ronald Steven Kossar

Immigration, Estate, Divorce, Bankruptcy

Status:

CONTACT

410 E Main St, Middletown, NY 10940

David Jon Doyaga

Consumer Bankruptcy, Bankruptcy

Status: Licensed: 20 Years

CONTACT

280 Route 211 E, Middletown, NY 10940

Michael Schwartz

Bankruptcy

Status: Licensed: 62 Years

CONTACT

20 Benedict St, Middletown, NY 10940

Brian Christopher Fetzko

Criminal, Real Estate, Traffic, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

12 Evergreen Dr, Middletown, NY 10940

Kevin Gomez

Real Estate, Wills, Divorce & Family Law, Criminal, Collection

Status: Licensed: 24 Years

CONTACT

Middletown, NY 10940

800-814-6700

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FCBA

See Fair Credit Billing Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Port Jervis Reorganization Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Joseph J Reilly

Melissa Ann Perry

Simon David Haysom

Joseph J. Haspel

William Wesley Frame

Ronald Steven Kossar

David Jon Doyaga

Michael Schwartz

Brian Christopher Fetzko

Kevin Gomez

TIPS

LEGAL TERMS

PRESUMED ABUSE

SECRET WARRANTY PROGRAM

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FCBA

INTEREST

DEBIT CARD

401(K) PLAN

TRADE NAME

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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