Rocky Point Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Clayton Williams Cheek

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Business, Bankruptcy & Debt, Commercial Bankruptcy, Lawsuit & Dispute, Estate

Clayton Cheek received his B. S. degree in English from Wake Forest University, his MBA from Wake Forest University and his J. D. from Wake Forest Uni... (more)

CONTACT

252-633-1930

1213 Culbreth Rd, Wilmington, NC 28405

Joseph C. Hearne

Estate Planning, Corporate, Business Organization, Collection

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FREE CONSULTATION

CONTACT

265 Racine Drive, Wilmington, NC 28403

Algernon L. Butler

Power of Attorney, Employment, Child Custody, Credit & Debt, Bankruptcy

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CONTACT

111 N 5Th Ave, Wilmington, NC 28402

Christine M. Sprow

Identity Theft, Contract, Collection, Car Accident

Status:

CONTACT

105 N 6Th Street, Wilmington, NC 28401

Gregory K. Kornegay

Social Security -- Disability, Social Security, Government, Bankruptcy

Status:

CONTACT

Wilmington, NC 28402

Nathan Coleman

Entertainment, Civil Rights, Antitrust, Bankruptcy

Status:

CONTACT

700 Military Cutoff, Wilmington, NC 28405

Elizabeth Ball Wright

Real Estate, Lawsuit & Dispute, Immigration, Collection

Status: Licensed: 12 Years

CONTACT

310 N Front St, Wilmington, NC 28401

Blake Younger Boyette

Bankruptcy & Debt, Bankruptcy

Status: Licensed: 13 Years

CONTACT

111 North 5Th Avenue, Wilmington, NC 28401

Roger Carl White

Real Estate, Lawsuit & Dispute, Intellectual Property, Business, Bankruptcy & Debt

Status: Licensed: 22 Years

CONTACT

321 N. Front Street, Wilmington, NC 28401

James D. Mclean

Business, Real Estate, International Other, Commercial Bankruptcy

Status: Licensed: 36 Years

CONTACT

310 North Front Street, Wilmington, NC 28401

800-814-6700

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800-943-8690

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT FILE

See credit report.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

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Rocky Point Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Clayton Williams Cheek

Joseph C. Hearne

Algernon L. Butler

Christine M. Sprow

Gregory K. Kornegay

Nathan Coleman

Elizabeth Ball Wright

Blake Younger Boyette

Roger Carl White

James D. Mclean

TIPS

LEGAL TERMS

DISPOSABLE INCOME

COSIGNER

DEBT COLLECTOR

INTEREST

CREDIT FILE

GRACE PERIOD

GUARANTOR

PRIORITY DEBT

FAIR LABOR STANDARDS ACT (FLSA)

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