Rolling Fields Reorganization Lawyer, Kentucky, page 2

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Dennis R. Carrithers

Estate, Real Estate, Bankruptcy & Debt

Status: Licensed: 49 Years

CONTACT

2210 Goldsmith Ln, Louisville, KY 40218

Maggie Jo Hilliard

Medical Malpractice, Credit & Debt, Insurance, Workers' Compensation

Status: Licensed: 20 Years

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Louisville, KY 40257

Matthew Seamus Welch

Personal Injury, Collection, Estate Planning, Litigation, Commercial Real Estate

Status: Licensed: 24 Years

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9390 Bunsen Parkway, Louisville, KY 40220

Kenneth Lee Gibson

Employee Rights, Corporate, Bankruptcy, Products Liability

Status: Licensed: 47 Years

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3339 Taylorsville Rd, Louisville, KY 40205

Nancy Barrett Loucks

Lawsuit & Dispute, Employee Rights, Civil Rights, Bankruptcy

Status:

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306 Sage Rd, Louisville, KY 40207

Jane G Connell Young

Elder Law, Bankruptcy

Status:

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4030 Brookfield Avenue, Louisville, KY 40207

Alexander Prescott Brackett

Litigation, Federal Appellate Practice, Civil Rights, Credit & Debt

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2500 Brown & Williamson Twr, Louisville, KY 40202

Michelle Renee Rawn

Estate, Divorce & Family Law, Civil Rights, Credit & Debt

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9302 New Lagrange Rd, Louisville, KY 40242

Dennis Mark Ostrowski

Credit & Debt, Business, Civil & Human Rights, Lawsuit & Dispute

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9300 Shelbyville Rd, Louisville, KY 40222

Katrina Lynn Dannheim

Workers' Compensation, Insurance, Bankruptcy, Products Liability, Estate Planning

Status: Licensed: 17 Years

CONTACT

2052 Sherwood Ave, Louisville, KY 40205

800-814-6700

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Rolling Fields Reorganization Lawyer, Kentucky, page 2

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Dennis R. Carrithers

Maggie Jo Hilliard

Matthew Seamus Welch

Kenneth Lee Gibson

Nancy Barrett Loucks

Jane G Connell Young

Alexander Prescott Brackett

Michelle Renee Rawn

Dennis Mark Ostrowski

Katrina Lynn Dannheim

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

NUISANCE FEES

DEBIT CARD

LIEN

CREDIT REPORT

PRIORITY DEBT

401(K) PLAN

SOLE PROPRIETORSHIP

LOSS DAMAGE WAIVER (LDW)

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