Sautee Bankruptcy & Debt Lawyer, Georgia

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jack Collins Lance

Real Estate, Bankruptcy, Estate, Accident & Injury

Status: Licensed: 8 Years

CONTACT

130 Coosa Bend Drive, Blairsville, GA 30512

Julie Baker McCollister

Government, Bankruptcy, Bankruptcy

Status: Licensed: 23 Years

CONTACT

Blairsville, GA 30514

E. Martin Putney

Wrongful Termination, Business & Trade, Limited Liability Companies, Bankruptcy

Status: Licensed: 41 Years

CONTACT

238 Young Harris Street, Blairsville, GA 30512

Ruth Stiles Flemister

Dispute Resolution, Consumer Bankruptcy

Status: Licensed: 40 Years

CONTACT

255 Posey Road, Blairsville, GA 30512

Hugh W. Stone

Dispute Resolution, Federal Trial Practice, Family Law, Credit & Debt

Status: Licensed: 64 Years

CONTACT

Blairsville, GA 30514

William Spencer Carr

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 25 Years

CONTACT

113 Grant Street, Clarkesville, GA 30523

Quentin Ray Carr

Bankruptcy & Debt

Status: Licensed: 18 Years

CONTACT

113 Grant Street, Clarkesville, GA 30523

Douglas L. Henry

Workers' Compensation, Family Law, Bankruptcy, Personal Injury

Status: Licensed: 39 Years

CONTACT

695 Washington Street, Clarkesville, GA 30523

Gary C. Harris

Bankruptcy & Debt

Status: Licensed: 57 Years

CONTACT

4601 Hwy 76 W, Clayton, GA 30525

Emily Ann Carr

Family Law, Criminal, Personal Injury, Bankruptcy

Status:

CONTACT

Cleveland, GA 30528

800-814-6700

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

Sautee Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Jack Collins Lance

Julie Baker McCollister

E. Martin Putney

Ruth Stiles Flemister

Hugh W. Stone

William Spencer Carr

Quentin Ray Carr

Douglas L. Henry

Gary C. Harris

Emily Ann Carr

TIPS

LEGAL TERMS

DEBT COLLECTOR

CREDIT BUREAU

FAIR CREDIT BILLING ACT (FCBA)

GRACE PERIOD

BULK SALES LAW

INTEREST

SECRET WARRANTY PROGRAM

NONDISCHARGEABLE DEBTS

FDCPA

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