Schererville Collection Lawyer, Indiana, page 2

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Edward Wartman
About | Practice Areas
Edward J. Wartman & Associates
516 East 86th Avenue Merrillville, IN 46410» view map
Bankruptcy & Debt Law
Highest Quality of Legal Services

At Edward J. Wartman & Associates Our experience runs deep and our successes are numerous, yet our motivation is simple.

219-791-1520
1. Edward Wartman Merrillville, IN
  Attorney at Law-IN, 1995
  John Marshall Law School, J.D. 1995
2. AboutEdward J. Wartman & Associates
  Highest Quality of Legal Services
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Joseph Andrean Biel

Litigation, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

7900 Broadway, Merrillville, IN 46410

Seth Buitendorp

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt, Reorganization

Status: In Good Standing

FREE CONSULTATION

CONTACT

7900 Broadway, Merrillville, IN 46410

Carol Denise Jackson

Motor Vehicle, Criminal, Civil Rights, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

1619 Junction Avenue, Schererville, IN 46375

800-923-0641

Free Help: Use This Form or Call 800-943-8690

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FDCPA

See Fair Debt Collections & Practices Act.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

Schererville Collection Lawyer, Indiana, page 2

Sponsored Law Firm

Edward J. Wartman & Associates

SPONSORED LAWYERS

Joseph Andrean Biel

Seth Buitendorp

Carol Denise Jackson

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

GARNISHMENT

TRUTH IN LENDING ACT (TILA)

FAIR LABOR STANDARDS ACT (FLSA)

PREFERENCE

FDCPA

INFRINGEMENT (OF TRADEMARK)

COSIGNER

FCBA

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