Soddy Daisy Bankruptcy & Debt Lawyer, Tennessee, page 3

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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7. Profile

Jim Petty

Business & Trade, Bankruptcy

Status: Licensed: 36 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Nathan Andrew Hertzog

Corporate, Business, Reorganization, Bankruptcy

Status: Licensed: 12 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Jonathan Michael Fisher

Tax, Litigation, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 12 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Scott Scott Mcdearman

Business & Trade, Bankruptcy

Status: Licensed: 39 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Brittany Lace Thomas

Business & Trade, Bankruptcy

Status: Licensed: 13 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

John Patrick Mcgehee

Health Care Other, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 15 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Lloyd Lloyd Stanley

Bankruptcy, Banking & Finance, Trusts, Personal Injury

Status:

CONTACT

633 Chestnut Street, Chattanooga, TN 37450

Wayne Grant

Business & Trade, Bankruptcy

Status: Licensed: 63 Years

CONTACT

633 Chestnut Street, Chattanooga, TN 37450

Hal Lebron North

Juvenile Law, Litigation, Bankruptcy, Banking & Finance

Status:

CONTACT

605 Chestnut Street, Chattanooga, TN 37450

Bill Carriger

Reorganization, Wills & Probate, Business, Federal Appellate Practice

Status: Licensed: 57 Years

CONTACT

605 Chestnut St, Chattanooga, TN 37450

800-814-6700

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FCBA

See Fair Credit Billing Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Soddy Daisy Bankruptcy & Debt Lawyer, Tennessee, page 3

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Jim Petty

Nathan Andrew Hertzog

Jonathan Michael Fisher

Scott Scott Mcdearman

Brittany Lace Thomas

John Patrick Mcgehee

Lloyd Lloyd Stanley

Wayne Grant

Hal Lebron North

Bill Carriger

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LEGAL TERMS

UNDUE HARDSHIP

SECRET WARRANTY PROGRAM

PREFERENCE

COLLECTION AGENCY

FCBA

FAIR CREDIT REPORTING ACT (FCRA)

LIABILITY

S CORPORATION

FRATERNAL BENEFIT SOCIETY BENEFITS

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